Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.
Welcome Back
Access Your Accounts Here
couple in boxes in new home

Mortgage Loans

Indiana Members Credit Union offers a variety of loan programs. IMCU mortgage experts can provide information about FHA, conventional, fixed, adjustable, jumbo mortgage loan programs, and more.  Our members and REALTORS® refer a great number of our applicants to us, which demonstrates the success of our service-first approach to lending. NMLS # 402492

Featured Product

For more rates, or for a personalized quote, see below!
Home Equity Rates

Interest Only Home Equity Line-of-Credit

  • Benefit:  Interest-only payments during your draw period! 
Minimum Loan Amount $5,000
Maximum Loan Amount $100,000
Overall Limitation 95% of appraised value, less balance of 1st mortgage
Draw Period 5 Years
Rate Variable, based on Prime + Margin
Monthly Payment The monthly payment will be calculated at 1% of loan balance at the time of last draw
Current Rate (80% LTV and less) as low as 5.25% APR1 
Home Equity Loan
TERM 1ST LIEN RATE AS LOW AS 2ND LIEN RATE AS LOW AS LTV
5 Years 5.25% APR2 5.5% APR2 80% or Less
10 Years 5.325% APR2 5.625% APR2 80% or Less
15 Years 5.5% APR2 5.75 APR2 80% or Less
  Apply Now!
 
Annual Percentage Rate. Rate effective 10.1.2018 and subject to change. Rates are based on an index of Prime Rate published in the Wall Street Journal on the last Tuesday of the month plus a margin. IMCU rates change the first of the month. Rates may vary based on credit scores and CLTV. State Rate requires maximum 80% CLTV and minimum FICO score of 680. Maximum rate is 21%. Subject to credit approval. Owner occupied properties only. 2 Rate effective 10.1.2018 and subject to change. State Rate requires 80% maximum CLTV and minimum FICO 680. A $5,000 loan with a 5-year term at 5.25% APR has payments of $94.94 per month. Longer terms and other rate available. Rates and maximum CLTV vary based on credit score and CLTV. Subject to credit approval Owner occupied properties only. Consult your tax advisor regarding deductibility.  Regardless of minimum payment, you may always choose to pay more.  
1st Mortgage Rates

IMCU offers financing options for you!

Check rates below! 

Conventional Fixed

Conventional ARMs

FHA

Jumbo ARM

Jumbo Fixed

Indiana Members offers a variety of loan programs. IMCU mortgage experts can provide information about FHA, conventional, fixed, adjustable and jumbo mortgage loan options. Our members and realtors refer a great number of our mortgage applicants to us, which demonstrates the success of our service-first approach to lending.
IMCU Offers Financing Options for You!
 
Select a lender to apply now!
 
Personalized Mortgage Quote
Indiana Members Credit Union provides high quality member service, along with competitive rates and closing costs. For a list of loan programs and rates you may be eligible for, answer the questions below, click submit and scroll through the qualifying products.

Find a Mortgage Rate

Indiana Members Credit Union provides high quality member service, along with competitive rates and closing costs. For a list of loan programs and rates you may be eligible for, answer the questions below and click submit. Proceed with an application.

1ST MORTGAGE RATES

PERSONALIZED MORTGAGE PRODUCT FINDER
IMCU offers a wide variety of mortgage lending products.  Find the right solution for your needs. 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 

Loan Options

IMCU's Real Estate Center -IMCU offers a variety of mortgage programs to fill your mortgage lending needs.

Mortgage

Fixed Rate
Adjustable Rate
FHA/VA/USDA

Specialty 

Jumbo
Construction
No Private Mortgage Insurance
Piggyback

Home Equity

Home Equity  Loan
Home Equity Line of Credit
 
 
 
A young family in new home

Up to $1,000 Off Closing Costs!1

 
 
 
 
 
 
 
 
 
 

Additional Resources

IMCU's Real Estate Center- IMCU offers a variety of mortgage programs to fill your mortgage lending needs.
waving dollar bill  icon
Refinances
IMCU offers a simple process to refinance your home quickly and efficiently.  We offer a variety of refinance options on both fixed and adjustable rate programs to meet your lending needs.
3 item checklist  icon
Flexible Application Methods
There are 4 easy ways to apply for a mortgage loan with IMCU:
Small house  icon
Pre-Approvals
We are excited you are looking at IMCU to satisfy your home financing needs.
A kid piggy bank icon

Home Advantage

Search. Buy. Sell. Save.
Five pointed star icon

Specials

Up to $1,000 Off Mortgage Closing Costs & More!
Simple calculator icon

Tools & Calculators

 
 
 
 
 
 
 
 
 
 
 
 
NMLS# 402492