Mortgage Specials

IMCU is always working to provide you the best rates available for all products and services.  See below for special mortgage offers!

30 year home equity line-of-credit intro rate 3.9% apr1 for 180 days.

Enjoy the special offer of 3.9% APR1 for 180 days on your new IMCU 30 Year HELOC. A HELOC allows you to establish a line of credit from the equity in your home. You can borrow up to your established limit, anytime, for any purpose and at your convenience.

  • No application fee
  • Use your advance or home improvements, debt consolidation, education, boat/RV, etc.. 
  • No closing cost
  • No annual fee





1Annual Percentage Rate. This rate (effective January 1, 2023) is a special limited time offer and subject to change without notice. This rate is only available for owner occupied single family residences. Certain restrictions and conditions apply. Introductory rate of 3.90% APR applies to new 30 Year home equity lines-of-credit opened on or after January 1, 2023 and does not apply to refinances of existing IMCU home equity lines. After the first 180 days, all balances convert to the variable rate APR based on an index of the Prime Rate published in the Wall Street Journal. (As of July 26, 2023, APRs are 8.50% (Prime Rate) to 11.00% (Prime Rate + 2.5%), with a maximum rate of 21% or highest rate allowable by law. LTV is based on the Indiana Members Credit Union approved valuation method. For HELOCs $400,000 and greater, additional fees may be required for appraisal, title search, flood determination and filing fees. Property owner must supply proof of insurance. IMCU home equity lines may be eligible for interest only payment option. Consult your tax advisor regarding deductibility.

Indiana Members Credit Union is federally insured by the National Credit Union Association. Equal Housing Opportunity Lender. NMLS # 402492.

40 year home equity line-of-credit intro rate 4.5% apr2 for 180 days.

Enjoy the special offer of 4.5% APR1 for 180 days on your new IMCU 30 Year HELOC. A HELOC allows you to establish a line of credit from the equity in your home. You can borrow up to your established limit, anytime, for any purpose and at your convenience.

  • No application fee
  • Use your advance or home improvements, debt consolidation, education, boat/RV, etc.. 
  • No closing cost
  • No annual fee
 
 
 
1Annual Percentage Rate. This rate (effective 1/1/2023) is a special limited time offer and subject to change without notice. This rate is only available for owner occupied single family residences. Certain restrictions and conditions apply. Introductory rate of 4.50% APR applies to new 40 Year home equity lines-of-credit opened on or after January 1, 2023 and does not apply to refinances of existing IMCU home equity lines. After the first 180 days, all balances convert to the variable rate APR based on an index of the Prime Rate published in the Wall Street Journal. (As of July 26, 2023, APRs are 9.00% (Prime Rate + 0.5%) to 11.50 % (Prime Rate + 3.0%), with a maximum rate of 21% or highest rate allowable by law. LTV is based on the Indiana Members Credit Union approved valuation method. For HELOCs $400,000 and greater, additional fees may be required for appraisal, title search, flood determination and filing fees. Property owner must supply proof of insurance. IMCU home equity lines may be eligible for interest only payment option. Consult your tax advisor regarding deductibility.
Indiana Members Credit Union is federally insured by the National Credit Union Association. Equal Housing Opportunity Lender. NMLS # 402492.