Business

You focus on getting work done. We focus on providing the financial tools you need every day to manage and grow your business. 
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Our business banking solutions support companies of all sizes. 


At Indiana Members Credit Union, it's all about providing your business with the accounts, loans, and services you need to streamline your processes. Take the next step in your growth, and get the most value for your money. 


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Local relationships and customized solutions for your business. 

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Work with a team invested in your company's success. 
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Open accounts that can simplify your company's daily money management.
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Access various digital banking tools scalable to your specific needs. 
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Secure loans and financing with decisions made by a local team.1


Business Checking

 
Choose from three checking accounts that scale to your company's size, transaction volume, and complexity.2
 
  • Free Business Checking delivers the essentials for everyday money management.
  • Business Checking with Dividends pays a tiered dividend rate based on your balance.3
  • Commercial Checking with Analysis caters to your larger business with higher monthly transaction volumes.

Business Savings

 
Open this account to earn competitive, tiered money market rates so you have reserves you can access anytime.4
 
  • No monthly fee while maintaining $2,500 minimum balance.
  • Open with a $2,500 minimum deposit.
  • Access to Online and Mobile Banking tools, plus Nationwide ATMs.

Business Certificates

 
Give your business savings a significant boost over a few months or several years with our Certificates. Your money grows securely at a fixed rate for the full term, guaranteeing a positive return when your Certificate matures. 
 
  • Choose terms from 6 months to 7 years. 
  • Open with a $1,000 minimum deposit.5
  • Dividends are compounded monthly and credited on the last day every month.

Commercial Lending Solutions 


From credit cards for everyday business to loans for your most sophisticated commercial projects, you can access financing in many ways from IMCU.1
 
  • Lines of Credit 
  • Commercial Real Estate Loans
  • Equipment & Inventory Financing
  • Construction Loans
  • Small Business Administration Loans 

Treasury Management


Move money, manage payroll, and protect against fraud. That's just the start of what IMCU's Treasury Management solutions provide. Our team will help you integrate these services into your business and provide all the support you need. 
 
  • ACH Origination 
  • Wire Transfer
  • Positive Pay
  • Remote Deposit Capture 
  • Merchant Services
  • Lockbox 

Business Credit Cards

 
Take on your business day knowing you have financial flexibility for purchases and cash advances. Choose an IMCU Business Visa® credit card that provides what you need. 
 
  • No annual fee.
  • Choose a rewards credit card or the card with a low rate. 
  • Manage your account through digital banking.
































































1All loans are subject to membership eligibility requirements, underwriting guidelines, and approval based on creditworthiness.

2All accounts require a membership savings account. Subject to credit approval. See fee schedule for complete details.
 
3Dividends are compounded monthly and credited on the last day of every month. Rates are subject to change. Fees could reduce earnings. APY = Annual Percentage Yield. 

4Savings - Membership savings account required. $2,500 minimum deposit.  
 
5Certificate - Membership savings account required. $1,000 minimum deposit.