Money Market
This is a smart place to put your savings to work. Your balance grows at a higher dividend rate and you can access money anytime. It offers a balance of growth and liquidity, especially if you keep a larger balance.
Earn higher-tiered savings rates as your balance grows.
With a dividend rate that's higher than standard savings accounts, the Money Market accounts1 from Indiana Members Credit Union deliver solid growth. These accounts are not tied to the stock market, which helps reduce exposure to market volatility. You can access your funds when you need them through digital banking or at any of our branches in Central and Southern Indiana.
Money Market accounts grow your money with a premium rate.
It provides a combination of steady growth and easy access to funds. Use one of these accounts to cover unexpected expenses without taking on debt. Or use it to grow your savings without tying up your money for months or years. The choice is yours, and there's plenty of flexibility.
- No monthly fee with a minimum balance of $2,500; accounts below could incur a fee.
- Tiered rates mean larger balances grow at higher dividend rates.2
- Dividends are compounded monthly.
- Monitor your account's growth through online banking.
- Set up email and text alerts to know when activity occurs.3
- Enroll in eStatements for quicker, more secure access to your monthly statements.
Money Market
Here's a great place to start when you want to open a Money Market account. With a $2,500 minimum deposit, you can earn dividends from day one. And it's easy to set up direct deposit to increase your balance and your returns.
High Yield Money Market
If you have at least $15,0004 in new funds to deposit into your account, this is your ideal option. Take advantage of our premium intro rate for the first seven months to give your savings a boost.
Boost your savings with Certificate options.
Time and money can be a powerful combination. When you have $1,000 to deposit and a bit of patience, an IMCU Certificate can serve as a high-yield savings account, delivering earnings that can make a significant impact on your future finances.5
1All accounts require a membership savings account. Money market accounts dropping below the minimum balance could be subject to fees. Fees could reduce earnings.
2Dividends are compounded monthly and credited on the last day of every month. Rates are subject to change.
3Standard text messaging rates may apply.
4Membership savings account required. Dividends are compounded monthly and credited on the last day of every month. Dividend Rate 3.00% APY. APY = Annual Percentage Yield. Rates effective 07.01.2026 and subject to change at any time. $50 minimum deposit and opening balance required for high yield money market account. Promotional rate is paid only if balance is $15,000 or more. If balance is less than $15,000, the rate paid will be equal to the savings rate. New funds only, transfer restrictions apply. Available only on consumer accounts.
5Membership savings account required. $1,000 minimum deposit for certificate account. Maximum $1,000,000 per household.