Business Checking
Businesses like yours play a vital role in the local economies of Central and Southern Indiana. At Indiana Members Credit Union, we make sure you have the tools you need to keep your organization running strong, starting with a checking account that fits your needs.
Find your new go-to business checking account at IMCU.
Whether you're a sole proprietor of a startup, manage a growing business, or run a large corporation, select a business checking account1 that delivers plenty of flexibility. Whichever account you choose, you receive Online and Mobile Banking tools you'll need. A full array of Treasury Management services are also available.
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Put one of our business checking accounts to work for your company.
Expand your business's treasury capabilities.
Easily manage payroll, pay vendors, and track activity.
Efficiently transfer funds between accounts.
Implement anti-fraud tools to protect your accounts.
Free Business Checking
Our Free Business Checking comes with all the features needed to keep your finances on track, at no cost to you.
- No minimum balance.
- No monthly fee.
- First 300 transactions are included each month.
Business Checking with Dividends
It's the ideal account if you regularly maintain a balance of at least $10,000. Earn dividends at our tiered rates, so your larger balances generate higher returns.2
- Maintain $10,000 balance to avoid monthly fee.
- First 300 transactions are free each month.
- Pays a tiered dividend rate based on balance.
Commercial Checking with Analysis
Easily address your company's complex banking needs with a scalable checking account that provides multiple tools and resources.
- Earnings credit on balances may offset activity fees.
- Transaction items are just $0.20 each.
- Only $20 per month service charge.
Compare IMCU's Business Checking Accounts
Indiana Members Credit Union offers business accounts designed to help local businesses manage finances efficiently.
| Details | Free Business Checking | Business Checking with Dividends | Commercial Checking with Analysis |
|---|---|---|---|
| Minimum to Open | $50 | $50 | $50 |
| Free Transactions Per Month | 300 | 300 | None |
| Charge Per Item | $0 | $0 | $0.20 |
| Monthly Service Fee | $0 | $25 (if account falls below minimum) | $20 |
| Dividends | N/A | Competitive | N/A |
| Earnings Credit | N/A | N/A | Competitive |
| eStatements | Yes | Yes | Yes |
| Free Business Debit Card with Visa Benefits | Yes | Yes | Yes |
| Free Online Banking | Yes | Yes | Yes |
| Free Mobile Banking | Yes | Yes | Yes |
Access a full suite of Treasury Management Services aligned with your business needs.
From wire transfers and ACH payments to managing payroll and fighting fraud, you have leading business management and reporting tools available to help you stay on top of your accounts and payment processes.
1All checking accounts require a membership savings account. Subject to credit approval. See fee schedule for complete details.
2Dividends are compounded monthly and credited on the last day of every month. Rates are subject to change. Fees could reduce earnings. APY = Annual Percentage Yield.