Commercial Credit Cards
A credit card is a must-have financial tool for every business owner in Central and Southern Indiana. And at Indiana Members Credit Union, you have two options that provide the financial flexibility you need.
Go for a low interest rate or earn rewards with every business purchase.
No matter the size of your business, you'll find an IMCU Visa® credit card that provides what you need for your everyday activity. You can request multiple cards for your team, and detailed, itemized statements help you keep track of your company's activity. You'll always work with your local IMCU team, which means efficient responses and decisions when it comes to managing your credit limit.
.png)
Get down to business with our Visa® credit cards.
No annual fee for either of our commercial credit cards.
Choose to earn rewards on everyday purchases.
Competitive interest rates help keep costs down.
Manage your account through Mobile Banking.
Business Credit Cards
Your company needs the right credit card for everyday purposes. At IMCU, you have two options that provide the financial flexibility you need.
Business Visa®
Features
Includes travel and emergency assistance, purchase security, extended warranty, and Travel Accident Insurance up to $200,000.
APR
Prime + 5.00%1
Business Rewards Visa®
Features
- Earn 1 point for every $1 spent and redeem for travel, merchandise, gift cards, or cash back.2
- Includes travel and emergency assistance, purchase security, extended warranty, and Travel Accident Insurance up to $200,000.
APR
Prime + 7.00%1
Great options for personal credit cards, too.
Get a low introductory rate for 12 months on our various IMCU Visa® consumer credit cards and never pay an annual fee.3 You can choose to earn rewards with each purchase or go for the card with a low interest rate.
bg-blue
Digital wallet keeps your cards accessible without carrying them.
There's no slowing down the speed of business. Add your IMCU Visa® credit card to your digital wallet to speed through the in-store payment process while keeping your financial data secure. Online purchases are just as easy.
Open your mobile wallet to begin.
Important Phone Numbers and Payment Address
Important Phone Numbers
- Member Service: 866.570.1991
- Lost or Stolen Card: 800.449.7728 (If out of the country, call collect 727.299.2449)
- Card Activation: 800.631.3197
- PIN Now: 888.886.0083
- Rewards: 800.637.7728
Payment Address
P.O. Box 37603Philadelphia, PA 19101-0603
Credit Card Benefits
1Annual Percentage Rate (APR) for Purchases is Prime + 5.00% APR or Prime + 7.00% APR. This APR will vary with the market based on the prime rate. APR for balance transfers will be Prime + 5.00% APR or Prime + 7.00% APR. This APR will vary with the market based on the prime rate. Balance transfer fee of 3% with $5 minimum will apply. Cash advance fee of 4% with a $5 minimum will apply. No maximum fee for cash advances and the cash advance APR will be 2.00% above the purchase APR. This APR will vary with the market based on the prime rate.
2Subject to program terms and conditions.
2Subject to program terms and conditions.
3Introductory rate offer is only for New IMCU consumer credit cards. The introductory rate does not apply to members who have had a previous credit card.
All loans are subject to membership eligibility requirements, underwriting guidelines, and approval based on creditworthiness.
IMCU offers various lending solutions for businesses of all sizes.
When your business is ready to expand or start an important project, work with local experts who know the Central and Southern Indiana marketplaces. Our commercial lending team takes time to understand your specific needs and explains all your options.