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Student Loans

College planning requires far more than taking tests and filling out applications. Covering the cost of college is a big part of the journey, and IMCU can help through our partnership with Sallie Mae® for student loan solutions.
 
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An A+ way to get private student loans.

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IMCU offers loans through Sallie Mae®, a respected education lender.
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Student financing for trade schools, undergraduate, and graduate programs.
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Loan rates that may help keep education debt under control. 

Let Sallie Mae® help get you to graduation day. 

 
You're doing great work in the classroom. But to reach your full academic potential, you need sufficient financial resources to cover tuition and other costs. It's a good idea to start with savings, scholarships and federal student loans. Still coming up short? Make your next smart move by reaching out to IMCU for a private student loan from a trusted student loan lender. 
 
  • Variable and fixed interest rates offerings.1
  • No origination fee or prepayment penalty.2
  • Multiple repayment options for students. 
  • Minimum loan amount of $1,000.
 
 
 
1Fixed and variable rate options are subject to credit approval and Sallie Mae eligibility criteria.
 
2Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.
 
 

Through Sallie Mae®, Indiana Members Credit Union offers student loan solutions designed to support education goals with guidance for families and young adults.
 
Undergraduate Students
For your bachelor's or associate degree, or a certificate from a degree-granting school. 
 
Career Training Loan
For professional training or certificate courses like culinary, technical, and more from a nondegree-granting school.
 
Graduate School Loan
For expenses as you earn a master's or doctoral degree in humanities, sciences, and other education tracks.
 
MBA Loan
For business school expenses as you earn your Master of Business Administration degree.
 
Medical School Loan
For medical school and related expenses as you earn your MD, DO, DPM, DVM, or VMD.
 
Dental School Loan 
For dental school costs as you earn your Doctor of Medicine in Dentistry (DMD) or Doctor of Dental Surgery (DDS).
 
Graduate School Loan for Health Professions
For health professions degrees in allied health, nursing, pharmacy, and other graduate-level health programs.
 
Law School Loan
For law school and related expenses as you earn your JD or LLM.
 
Post-Graduate School Loans
Bar Study Loan
For expenses, fees, and living costs while you study for the bar exam.
 
Medical and Dental Residency and Relocation Loan
For board examination fees, travel, and moving expenses for your medical, podiatry, veterinary, or dental residency. 
 

Sometimes it seems like applying to college is more complicated than any academic course you might take. Relax! These resources may help guide you through finding the right path for financial aid.
 
 
Infographic of a stress-free guide for applying to college
 
 
Infographic about why the FAFSA is important
 
 
Decoding Your Financial Aid Offers 
6 tips you should know before making the big decision
 
Infographic about Decoding your financial aid offers
 

Loans for undergraduate, career training and graduate students
Our private loans can help you pay for education expenses not covered by savings, scholarships and federal loans.
 
Infographic about Loans for undergrads, career training, and grad students
 
 
Paying for college responsibly
Use the 1-2-3 approach to help your student pay for college
 
Infographic about a 1-2-3 approach to paying for college
 

Student loan financial planning checklist
Important advice for students
 
Infographic of a student loan and financial planning checklist

















Borrow Responsibly

We encourage students and families to start with savings, grants, scholarships and federal student loans to pay for college. Evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.
 
These loan are made by Sallie Mae Bank. Indiana Members Credit Union is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers. Sallie Mae reserves the right to modify or discontinue products, services, and benefits at any time without notice.
 
Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.  Click here for additional eligibility information about each product. 
 
©2026 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.















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