Indiana Members Credit Union

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Your home journey starts here.

IMCU offers personalized mortgage solutions, flexible terms, expert support, and easy application options so you can secure the loan that fits your life and move confidently toward the home you’ve been dreaming of.

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Unlock your home’s equity.

Borrow as needed, enjoy low variable rates, interest‑only payment options, and zero prepayment penalties. This gives you a convenient way to finance projects, expenses, or opportunities whenever they arise.

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We are people helping people.

IMCUs mission and values have long been to better the lives of those we serve, through our credit union philosophy of People Helping People. 



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At IMCU, It's You That Matters, for Over 70 Years. 

IMCU’s mission and values have long been to better the lives of those we serve, through our credit union philosophy of People Helping People. We offer our members valuable products, friendly service, and the most advanced technology possible.

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View Our Rates

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Auto Loans

Rates As Low As

3.74%

APR

HELOC

Introductory Rate

3.90%

APR




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Choose a debit card design that fits your style.

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Welcome Home100

A specialty mortgage designed to help qualified first‑time homebuyers purchase a home with no down payment and no private mortgage insurance.*

Learn More

 

*For qualified first‑time homebuyers who meet program requirements. Other costs, such as closing costs, may apply. All loans are subject to credit approval, program guidelines, and underwriting requirements. Terms and conditions apply. 

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Get fast, affordable personal loans from IMCU.

Auto Loans
Your road to a better auto loan. 

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Home Loans
The right mortgage with the right guidance.

Home Equity
Power your next project with a HELOC.

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We've been supporting our communities since 1956. 


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We are people helping people

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13,000+ employee volunteer hours since 2023
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Over $2.5 Million
awarded in scholarships & school supplies
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59,000
meals packed for local pantries and 27.5 tons of food donated
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280+ organizations supported & over 176K in grants awarded
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Over 1.6 Million
in academic & hospital donations awarded

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Credit cards with low fees and high benefits.

Giving you practical features, strong protections, and flexible choices designed to fit everyday spending, build credit, or support your business with confidence.