Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.
Welcome Back
Access Your Accounts Here
happy family in car
 

Auto Loans & Leases

Welcome to the IMCU Auto Loan Center!

This one-stop vehicle and loan shopping experience will guide you from start to finish in the auto purchasing process. Search for a vehicle, get assistance from our Auto Advisor and get started with your auto loan- all from one place.
Get pre-approved and streamline the vehicle-buying process.  It's fast, free and it will expedite the process when you find the car of your dreams.  
 
 

IMCU offers Adventure Loans for RV, Boats and Trailers too!  

Are you in the market for a boat or RV or have one that you are looking to refinance?  Consider IMCU for your Adventure Loan needs!  We offer rates as low as 5.00% APR1 for RVs and Boats, models 2015-2019!
 
See below for information on auto loans, leasing and our in-house auto advisor!
 
Find a vehicle

IMCU offers many options to assist you in locating your next vehicle.

 IMCU Vehicles for Sale

  • IMCU has off-lease vehicles available. These vehicles are located on the
              IMCU Car Lot
              5103 Madison Ave.,
              Indianapolis, Indiana 46227
 
 
  • Have a question on a vehicle or would like to set up a time to test-drive? Contact Ron Neesen at 317.791.9398 or 317.709.6092. Inventory changes weekly.
Search for a Vehicle
Are you looking for a particular vehicle? Would you like to just browse without pressure? Use the IMCU search tool here to shop for your dream vehicle.
 

Ask your Auto Advisor

IMCU offers an Auto Advisor Program to assist you in locating the vehicle you are searching for. SAVE TIME. SAVE MONEY. SPECIAL MEMBER PRICING. Your auto advisor will help you buy or lease your next vehicle.
 
headshot Brent Wolfcale
Brent Wolfcale
317.814.2409 
 
 
Enterprise
  • IMCU partners with Enterprise to offer our members a no haggle experience. Once pre-approved with IMCU, we refer you to Enterprise to view their inventory. The best part is- the haggling over the price is already done for you! You receive the lower price IMCU has negotiated for our members the minute you walk on their lot. No negotiating needed on your behalf, just take advantage of the selection they have and drive away with your new vehicle!
  • Get Pre-approved today!
  • Or contact your Auto Advisor, Brent Wolfcale at 317.814.2409 or bwolfcale@imcu.com
Find a loan/Get Pre-Approved

Roll into a new auto loan with IMCU!

Whether you are looking for a new vehicle and will need a loan or you are considering lowering your current vehicle loan with a refinance, IMCU has flexible options to get you to your end-goal.

 Auto & Adventure Loans

  • Purchase or Refinancing options available
  • No application fees
  • Up to 90 days until your first payment
  • Low Rates! IMCU is currently offering rates as low as 3.75% APR1 
  • Free pre-approval- Speak with a loan officer today to get pre-approved and avoid the hassle at the dealership. We’ll provide you with a certificate of approval, that will smooth the purchasing process for you!

How do you want to get started?

13.75% APR available for well qualified borrowers. Repayment in as many as 60 months. Membership savings account required. Current IMCU loans exempt. Effective 10.1.2018. Rate subject to change. Rates may be higher based on credit score, vehicle year, and loan term. If you borrowed $10,000 for 5 years, you would make 59 payments of $183.04 with a final payment of $182.99 and a total finance charge of $982.35. Federally insured by NCUA.
Refinance & Lower your current payment
IMCU offers you the ability to refinance vehicle and adventure (motorcycles, travel trailers, motor homes) loans from another financial institution.  Often times, we can lower your rate, your payment or shorten your term, depending on your goals.
How do you want to get started?

Need Help? You have an Auto Advisor

Auto Advisor Program

IMCU offers an Auto Advisor Program to assist you in locating the vehicle you are searching for. Your auto advisor will help you buy or lease your next vehicle.
 
SAVE TIME. SAVE MONEY. SPECIAL MEMBER PRICING.
 
headshot Brent Wolfcale
 
 
Brent Wolfcale
317.814.2409 
 
 
 
 
Looking for a lease?  We have that too! 
We lease all makes and models and will work with you to find the vehicle you want and a lease that fits your needs.  With our network of dealers and volume purchasing power, we will save you time and money on your next lease.
 
 Benefits of Leasing

  • You work with IMCU direct. No third party involvement
  • No down payment or security deposit is required
  • It’s possible to lower your monthly payment as much as 40%
  • Guaranteed future value at lease-end
  • Automatic deductions available
Get started! Contact us at 800.990.9933
 
 Leasing Advisors 
 
headshot Turk Christie

Turk Christie 
317.595.0062 
 
 
 
 
headshot Brent Wolfcale
 
 
Brent Wolfcale 
317.814.2409
bwolfcale@imcu.com
 
 
 

carfax

Our credit union provides a CARFAX Vehicle History Report™ to help protect our members from salvage, total loss, structural damage, lemon and flood vehicles. Your branch representative will be happy to share a CARFAX Vehicle History Report™ with you.

Every CARFAX Vehicle History Report™ Checks for: Title Problems, Ownership History, Accidents and Service Records. By submitting a request for a Vehicle History Report™, you agree that IMCU will pull a CARFAX Vehicle History Report™ on your behalf and debit your checking account for a one-time charge of $19.95 per CARFAX Vehicle History Report™ form submitted.

*CARFAX Vehicle History Reports are based on information supplied to CARFAX. CARFAX does not have the complete history of every vehicle. **Subject to the terms and conditions on Carfax.com

 carfax ad
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 

1 5.00%APR available for well qualified borrowers. Repayment in as many as 60 months. Membership savings account required. Current IMCU loans exempt. Effective 10.1.2018. Rate subject to change. Rates may be higher based on credit score, vehicle year and loan term. If you borrowed $10,000 for 5 years, you would make 59 payments of $188.71 and a final payment of $188.85, and a total finance charge of $1,322.74. Federally insured by NCUA.

couple looking at car

Get a new ride

At at great rate.  

 

Auto Loans & Leases

Looking for a New Vehicle?

Are you looking for an auto loan for a new purchase or to lower your monthly payments? Look no further! 
 

Investment Services

INVEST IN YOUR FUTURE

If you’re getting started, ready to retire or are already enjoying retirement, we can help!
 
 

Discounted Tickets

Member's benefits go beyond the credit union 

View discounted tickets available to you!