Segmint Marketing Snippet
Lending Rates
| LOAN TYPE | APR |
|---|---|
| Vehicle Loans- 2024 or Newer Models | As low as 4.74%1 |
| Vehicle Loans- 2023-2022 Models | As low as 5.24%1 |
| Vehicle Loans- 2021-2020 Models | As low as 5.74%1 |
| Vehicle Loans- 2019-2018 Models | As low as 7.24%1 |
| Vehicle Loans- 2017-2014 Models | As low as 8.99%1 |
| Vehicle Loans- 20013-2008 Models |
As low as 12.49%1
|
| Vehicle Loans- 2007 or older Models | As low as 16.49%1 |
| Adventure Loans (Boats, Motor Homes, Travel Trailers)- 2025 or Newer Models |
As low as 7.24%2
|
| Adventure Loans (Boats, Motor Homes, Travel Trailers)- 2024-2023 Models | As low as 8.24%2 |
| Adventure Loans (Boats, Motor Homes, Travel Trailers)- 2022-2019 Models | As low as 9.49%2 |
| Adventure Loans (Boats, Motor Homes, Travel Trailers)- 2018-2015 Models | As low as 9.74%2 |
| Adventure Loans (Boats, Motor Homes, Travel Trailers)- 2014 or Older Models | As low as 12.24%2 |
| Adventure Loans (Boats, Motor Homes, Travel Trailers)- 2025 or Newer Balloon Option | As low as 8.24%2 Min Loan Amount $35K |
| Adventure Loans (Boats, Motor Homes, Travel Trailers)- 2019-2024 Balloon Option | As low as 9.99%2 Min Loan Amount $35K |
| Motorcycle Loans- 2025 or Newer | As low as 8.49%1 |
| Motorcycle Loans- 2024-2023 | As low as 9.49%1 |
| Motorcycle Loans- 2022-2019 | As low as 10.49%1 |
| Motorcycle Loans- 2018 or Older Models | As low as 11.99%1 |
| Unsecured Loan & Line of Credit | 12.99%-15.99%3 |
Other terms/rates available. Speak with a Representative for more details!
1 4.74% APR without full relationship. 4.49% APR available for well qualified borrowers with full relationship including savings, checking and net direct deposit into IMCU account. APR = Annual Percentage Rate. Repayment in as many as 36 months. Membership savings account required. Current IMCU loans exempt. Model years 2024 or Newer. Effective 1.1.2025 and rate subject to change. Rates may be higher based on credit score, vehicle year and loan term. If you borrowed $10,000 for 3 years, you would make 36 payments of $297.42, with a total finance charge of $707.00.
2 7.24% APR without full relationship. 6.99% APR=Annual Percentage Rate. Available for well qualified borrowers with full relationship including savings, checking and net direct deposit into IMCU account. Repayment in as many as 60 months. Membership savings account required. Current IMCU loans exempt. Model years 2025 or Newer. Effective 1.1.2025 and rate subject to change. Rates may be higher based on credit score, vehicle year and loan term. If you borrowed $10,000 for 5 years, you would make 60 payments of $197.96, with a total finance charge of $1,878.00.
312-60 month term. Membership savings account required. Current IMCU loans exempt. Effective 01.01.2025. Rates subject to change. Rates may be higher based on credit score.