Lending Rates



LOAN TYPE APR
Vehicle Loans- 2024 or Newer Models As low as 5.24%1
Vehicle Loans- 2022-2023 Models As low as 5.99%1
Vehicle Loans- 2019-2021 Models As low as 6.49%1
Vehicle Loans- 2017-2018 Models As low as 7.99%1
Vehicle Loans- 2013-2016 Models As low as 9.24%1
Vehicle Loans- 2008-2012 Models
As low as 12.74%1
Vehicle Loans- 2007 or older Models As low as 14.74%1
Adventure Loans (Boats, Motor Homes, Travel Trailers)- 2022 or Newer Models
As low as 7.99%2
Adventure Loans (Boats, Motor Homes, Travel Trailers)- 2020-2021 Models As low as 8.74%2
Adventure Loans (Boats, Motor Homes, Travel Trailers)- 2016-2019 Models As low as 9.74%2
Adventure Loans (Boats, Motor Homes, Travel Trailers)- 2012-2015 Models As low as 9.99%2
Adventure Loans (Boats, Motor Homes, Travel Trailers)- 2012 or Older Models As low as 12.49%2
Adventure Loans (Boats, Motor Homes, Travel Trailers)- 2022 or Newer Balloon Option As low as 8.99%2
Min Loan Amount $35K
Adventure Loans (Boats, Motor Homes, Travel Trailers)- 2016-2021 Balloon Option As low as 10.74%2
Min Loan Amount $35K
Motorcycle Loans- 2022 or Newer As low as 8.99%1
Motorcycle Loans- 2020-2021 As low as 9.99%1
Motorcycle Loans- 2016-2019 As low as 10.74%1
Motorcycle Loans- 2012-2015 As low as 12.24%1
Motorcycle Loans- 2011 or Older Models As low as 13.99%1
Unsecured Loan As low as 16.24%2
Unsecured Line of Credit As low as 16.24%2

Other terms/rates available. Speak with a Representative for more details!
1Available for well qualified borrowers.  36 month term. Membership savings account required. Current IMCU loans exempt. Effective 6.1.2024. Rates subject to change. Rates may be higher based on credit score, vehicle year, and loan term. Model years 2024 or newer.  APR = Annual Percentage Rate. If you borrowed $10,000 for 3 years, you would make 36 payments of $301, with a total finance charge of $828.00.  Federally insured by NCUA.
2 Available for well qualified borrowers.  60 month term. Membership savings account required. Current IMCU loans exempt. Effective 6.1.2024. Rates subject to change. Rates may be higher based on credit score, vehicle year, and loan term.  Model years 2022 or newer. APR - Annual Percentage Rate. If you borrowed $10,000 for 5 years, you would make 60 payments of $202.72, with a total finance charge of $2,163.00. Federally insured by NCUA.