Personal Checking

Personal Checking Accounts

Checking accounts, debit cards, however you refer to it, we have the account that will suit your needs.

We strive to keep things simple, and our checking accounts deliver.

Free Checking¹
 This popular account is a simple and free account allowing easy access to funds.
  •  $25 initial deposit
  •  No minimum balance
  •  No monthly fee
  •  Free instant issue debit card
  •  Free affinity debit card available – click for debit card options (PDF)
  •  Overdraft protection options²

¹ All checking accounts require a membership savings account
² Interest or fees may be charged when used
³ Application required and subject to credit approval 
PREFERRED Checking¹
This account offers the ability to earn a dividend on balances, while offering the convenience of a transactional account.
  •  $1,000 initial deposit
  • $1,000 minimum balance
  • No monthly fee with minimum balance
  • Dividends earned – with minimum balance requirement
  •  Free instant issue debit card
  •  Free affinity debit card available – click for debit card options (PDF)
  • Overdraft protection options²

¹ All checking accounts require a membership savings account
² Interest or fees may be charged when used
³ Application required and subject to credit approval 
Order Checks
Ordering checks is simple! 
Just visit the link below and enter in your information.
You will need your account number handy to order checks.
IMCU's Routing Number: 274 074 040
If you have any questions, feel free to contact Member Services at 800.556.9268 or 317.248.8556
 
Debit Cards

Show your personality and choose your debit card!

 
  • FREE Affinity Debit Card
  • Instant Issued Debit Card
  • Accepted wherever the MasterCard® logo is displayed and the funds are deducted from your checking account
  • No need to write checks
  • Safer than carrying cash
  • Withdraw funds from an ATM