Student Loans

Get the money you need to make higher education happen.

Student loans from IMCU in partnership with Sallie Mae® could help! For those attending a degree-granting institution.

We can help

Whether you're an undergraduate or graduate student these flexible loans are designed to meet your needs:

Competitive variable and fixed interest rates
No origination fee or prepayment penalty ¹
Multiple repayment options

¹ Although we do not charge you a penalty or fee if you prepay your loan, any prepayment will be applied as provided in your promissory note—First to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.

loan options

Undergraduate

Smart Option Student Loan® for Undergraduate Students

Pay for your bachelor's, associate's, or certificate expenses at a degree-granting school

Graduate

Graduate School Loan

Pay for your expenses as you pursue your master's and doctoral degrees

MBA Loan

Pay for your business school expenses as you pursue your Masters of Business Administration degree

Medical School Loan

Pay for your medical degree expenses in allopathic, general, osteopathic, podiatric, radiology, sports and veterinary medicine.

Dental School Loan

Pay for your dental degree expenses in general dentistry, endodontics, oral and maxillofacial surgery, orthodontics, pediatric dentistry, periodontics and prosthodontics

Graduate School Loan for Health Professions

Pay for your health professions degree expenses in allied health, nursing, pharmacy and other graduate-level health programs

Law School Loan

pay for your school and associated expenses as you study for your law degree

Learn which loan is right for you

Smart Option Student Loan and graduate loan products: These loans are for students at participating degree-granting schools. Smart Option Student Loan information is for undergraduates only. Graduate Certificate/Continuing Education coursework is not eligible for MBA, Medical, Dental, and Law School Loans. Students who are not U.S. citizens or U.S. permanent residents must reside in the U.S., attend a participating school in the U.S., apply with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident) and provide an unexpired government-issued photo ID to verify their identity. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.

Sallie mae scholarship search tool

Find your best fit scholarship by using this search tool to search Sallie Mae's database of over 3.5 million scholarships worth more that $18 billion.

Click here to search now!

Student Resource Center

Countdown to College Guide

Stay on track: Your stress-free guide for applying to college

Filing the FAFSA®

Financial aid starts with the FAFSA®

Decoding Your Financial Aid Offers

6 tips you should know before making the big decision

Repaying your student loans: Useful tips

As you begin to repay your loans, these strategies can help make the process simpler.

10 tips to fight identity theft

If your information falls into the wrong hands, it could cost you time and money to restore your good name and credit status.

Paying for college responsibly

Use the 1-2-3 approach to help your student pay for college

Student loan financial planning checklist

Important advice for students

Borrow Responsibly

We encourage students and families to start with savings, grants, scholarships and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.

These loan are made by Sallie Mae Bank or a lending partner. IMCU is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.

SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.

©2021 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.