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Minor Accounts
Grow with us! At IMCU, we are all about finding new ways to unlock our young members' potential.
- $5 initial deposit & minimum balance
- No monthly fee
- Dividends earned²
- Free affinity debit card - Learn more below!
- Free online banking
- Email & text alerts³
- Free eStatements
- Free access to all IMCU, Alliance One, and All Point ATMs Nationwide - Click here for ATM locations


Show Support with our Affinity Debit Card Program!

For example, you might choose the Friends of Riley Hospital card. Or you might choose to support your community’s high school or school district. They’ll receive a donation with every signature transaction. There’s even an affinity card that allows you to help the Indiana Members Foundation’s efforts to support learning and educational success throughout central Indiana. You can choose from more than 30 give-back affinity cards! See all of our options here!
What do we mean by a signature transaction?
Want to carry one of our affinity cards?
Just stop by your nearest Indiana Members Credit Union location and let them know which card you’d like. You can even trade your current IMCU debit card for the affinity card of your choice. What an easy way to support and show pride in the organizations that matter to you!
Real-World Lessons in Financial Responsibility


Send money directly from your account to theirs — typically in minutes1.
Use Zelle® within the app you already trust. No account numbers are shared.
Send money using just an email address or U.S. mobile number.
For more information about Zelle - Click Here
1 U.S. checking or savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
- Open your child's account online or at a branch
- Enroll the account in SmartStart through Digital Banking
- Take an Action in SmartStart (set a budget, complete chores, save money, pay off a loan)

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