Deposit Rates

 


Checking and Savings Accounts




ACCOUNT TERM APY
Preferred Checking¹,2 $1,000+ 0.10%
Membership Savings Account1 $50+ 0.20%
Money Market Account1 $2500-$9,999 0.40%

$10,000-$19,999 0.50%

$20,000-$99,999 0.65%

$100,000+ 0.80%
Health Savings Account1 $50+ 1.49%
Christmas Club Account1 $50+ 0.20%
Minor Savings Account1 $50+ 0.20%
1Dividend rate is variable and may change after account is opened. Rate is accurate as of 12.1.2019. Minimum balance required to earn dividends. All terms are subject to change without notice.
2$1,000 minimum balance required to earn dividends. Fees may reduce earnings. 
 
 

CertificateS 



TERM APY APR
6 Month 0.80% 0.80%
12 Month 1.00% 1.00%
13 Month 1.81% 1.80%
24 Month 1.21% 1.20%
36 Month 1.41% 1.40%
48 Month  1.61% 1.60%
60 Month  1.81% 1.80%
84 Month  1.81% 1.80%
Penalty will be imposed for early withdrawal. $1,000 minimum balance required. Rates current as of 12.1.2019
                                                                                   
 

                                                                HSA CERTIFICATES

TERM APY APR
6 Month 0.80% 0.80%
12 Month 1.00% 1.00%
13 Month 1.81% 1.80%
24 Month 1.21% 1.20%
36 Month 1.41% 1.40%
48 Month  1.61% 1.60%
60 Month  1.81% 1.80%
84 Month  1.81% 1.80%
Penalty will be imposed for early withdrawal. $1,000 minimum balance required. Rates current as of 12.1.2019
 

IRA Certificate Account



TERM APY APR
6 Month 0.80% 0.80%
12 Month 1.00% 1.00%
13 Month 1.81% 1.80%
24 Month 1.21% 1.20%
36 Month 1.41% 1.40%
48 Month  1.61% 1.60%
60 Month  1.81% 1.80%
84 Month  1.81% 1.80%
Penalty will be imposed for early withdrawal. $1,000 minimum balance required. Rates current as of 12.1.2019
 
 

IRA Savings Account



TERM APY APR
N/A 0.65% N/A
Dividend rate is variable and may change after account is opened. Rate is accurate as of 12.1.2019. $50 minimum balance required to earn dividends. Fees may reduce earnings.