Deposit Rates

 


Checking and Savings Accounts




ACCOUNT TERM APY
Preferred Checking¹,2 $1,000+ 0.10%
Membership Savings Account1 N/A 0.20%
Money Market Account1 $2500-$9,999 0.40%

$10,000-$19,999 0.50%

$20,000-$99,999 0.65%

$100,000+ 0.80%
Health Savings Account1 N/A 1.49%
Christmas Club Account1 N/A 0.20%
Minor Savings Account1 N/A 0.20%
1Dividend rate is variable and may change after account is opened. Rate is accurate as of 1.1.2020. All terms are subject to change without notice.
2$1,000 minimum balance required to earn dividends. Fees may reduce earnings. 
 
 

CertificateS 



TERM APY APR
6 Month 0.80% 0.80%
12 Month 1.00% 1.00%
13 Month 1.81% 1.80%
24 Month 1.21% 1.20%
36 Month 1.41% 1.40%
48 Month  1.61% 1.60%
60 Month  1.81% 1.80%
84 Month  1.81% 1.80%
Penalty will be imposed for early withdrawal. $1,000 minimum balance required. Rates current as of 1.1.2020
                                                                                   
 

                                                                HSA CERTIFICATES

TERM APY APR
6 Month 0.80% 0.80%
12 Month 1.00% 1.00%
13 Month 1.81% 1.80%
24 Month 1.21% 1.20%
36 Month 1.41% 1.40%
48 Month  1.61% 1.60%
60 Month  1.81% 1.80%
84 Month  1.81% 1.80%
Penalty will be imposed for early withdrawal. $1,000 minimum balance required. Rates current as of 1.1.2020
 

IRA Certificate Account



TERM APY APR
6 Month 0.80% 0.80%
12 Month 1.00% 1.00%
13 Month 1.81% 1.80%
24 Month 1.21% 1.20%
36 Month 1.41% 1.40%
48 Month  1.61% 1.60%
60 Month  1.81% 1.80%
84 Month  1.81% 1.80%
Penalty will be imposed for early withdrawal. $1,000 minimum balance required. Rates current as of 1.1.2020
 
 

IRA Savings Account



TERM APY APR
N/A 0.65% N/A
Dividend rate is variable and may change after account is opened. Rate is accurate as of 1.1.2020. Fees may reduce earnings.