Deposit Rates




Checking and Savings Accounts




ACCOUNT TERM APY
Preferred Checking¹,2 $1,000+ 0.05%
Membership Savings Account1 N/A 0.10%
Money Market Account1 $2500-$9,999 0.15%

$10,000-$19,999 0.20%

$20,000-$99,999 0.25%

$100,000+ 0.35%
Health Savings Account1 N/A 1.00%
Christmas Club Account1 N/A 0.10%
Minor Savings Account1 N/A 0.10%
1Dividend rate is variable and may change after account is opened. Rate is accurate as of 4.1.2022. All terms are subject to change without notice.
2$1,000 minimum balance required to earn dividends. Fees may reduce earnings. 
 

CertificateS 



TERM APY APR
6 Month 0.20% 0.20%
12 Month 0.40% 0.40%
24 Month 0.50% 0.50%
36 Month 0.75% 0.75%
48 Month  1.00% 1.00%
60 Month  1.51%
1.50%
84 Month  1.00% 1.00%
Penalty will be imposed for early withdrawal. $1,000 minimum balance required. Rates current as of 5.1.2022.
                                                                                   

                                                                HSA CERTIFICATES

Penalty will be imposed for early withdrawal. $1,000 minimum balance required. Rates current as of 4.1.2022.
 

IRA Certificate Account



TERM APY APR
6 Month 0.20% 0.20%
12 Month 0.40% 0.40%
24 Month 0.50% 0.50%
36 Month 0.75% 0.75%
48 Month  1.00% 1.00%
60 Month  1.51% 1.50%
84 Month  1.00% 1.00%
Penalty will be imposed for early withdrawal. $1,000 minimum balance required. Rates current as of 5.1.2022.
 
 

IRA Savings Account



TERM APY APR
N/A 0.25% N/A
Dividend rate is variable and may change after account is opened. Rate is accurate as of 4.1.2022. Fees may reduce earnings.