Deposit Rates


Checking and Savings Accounts


ACCOUNT TIER DIVIDEND RATE APY
Preferred Checking¹,2 $1,000+ 0.25% 0.25%
Membership Savings Account1 N/A 0.30% 0.30%
Money Market Account1 $2,500-$19,999 1.50% 1.51%

$20,000-$49,999 1.75% 1.76%

$50,000-$99,999 2.10% 2.12%

$100,000-$249,999 2.50% 2.53%

$250,000+ 2.70% 2.73%
Health Savings Account1 N/A 1.50% 1.51%
Christmas Club Account1 N/A 0.30% 0.30%
Minor Savings Account1 N/A 0.30% 0.30%
1APY = Annual Percentage Yield. Membership savings account required. $1,000 minimum deposit. Maximum $1,000,000 per household. Rates effective 12.01.2024 and subject to change at any time. 


 

CertificateS 

TERM DIVIDEND RATE APY
6 Month1 4.89% 5.00%
12 Month 3.20% 3.25%
24 Month 3.20% 3.25%
25 Month2 3.93% 4.00%
36 Month 3.20% 3.25%
48 Month  2.96% 3.00%
60 Month  2.96%
3.00%
84 Month  2.23% 2.25%
APY = Annual Percentage Yield. Membership savings account required. $1,000 minimum deposit. Not eligible for online opening. Maximum $1,000,000 per household. Rates effective 12.01.24 and subject to change at any time. Penalty for early withdrawal. 
16-Month certificate special only. APY = Annual Percentage Yield. 4.89% dividend rate. Membership savings account required. $1,000 minimum deposit. Not eligible for online opening. Maximum $1,000,000 per household. Rates effective 12.01.24 and subject to change at any time. Penalty for early withdrawal. Will renew to the 6-month CD if auto-renew is chosen. 
2 25-Month certificate special only. APY = Annual Percentage Yield. 3.93% dividend rate. Membership savings account required. $1,000 minimum deposit. Not eligible for online opening. Maximum $1,000,000 per household. Rates effective 12.01.24 and subject to change at any time. Penalty for early withdrawal. Will renew to the 24-month CD if auto-renew is chosen.

                                                                                   

                                                                HSA CERTIFICATES

 
TERM DIVIDEND RATE APY
6 Month1 4.89% 5.00%
12 Month 3.20% 3.25%
24 Month 3.20% 3.25%
25 Month2 3.93% 4.00%
36 Month 3.20% 3.25%
48 Month  2.96% 3.00%
60 Month  2.96% 3.00%
84 Month  2.23% 2.25%
APY = Annual Percentage Yield. Membership savings account required. $1,000 minimum deposit. Not eligible for online opening. Maximum $1,000,000 per household. Rates effective 12.01.24 and subject to change at any time. Penalty for early withdrawal. 
16-Month certificate special only. APY = Annual Percentage Yield. 4.89% dividend rate. Membership savings account required. $1,000 minimum deposit. Not eligible for online opening. Maximum $1,000,000 per household. Rates effective 12.01.24 and subject to change at any time. Penalty for early withdrawal. Will renew to the 6-month CD if auto-renew is chosen. 
2 25-Month certificate special only. APY = Annual Percentage Yield. 3.93% dividend rate. Membership savings account required. $1,000 minimum deposit. Not eligible for online opening. Maximum $1,000,000 per household. Rates effective 12.01.24 and subject to change at any time. Penalty for early withdrawal. Will renew to the 24-month CD if auto-renew is chosen.


IRA Certificate Account

TERM DIVIDEND RATE APY
6 Month1 4.89% 5.00%
12 Month 3.20% 3.25%
24 Month 3.20% 3.25%
25 Month2 3.93% 4.00%
36 Month 3.20% 3.25%
48 Month  2.96% 3.00%
60 Month  2.96% 3.00%
84 Month  2.23% 2.25%
APY = Annual Percentage Yield. Membership savings account required. $1,000 minimum deposit. Not eligible for online opening. Maximum $1,000,000 per household. Rates effective 12.01.24 and subject to change at any time. Penalty for early withdrawal. 
16-Month certificate special only. APY = Annual Percentage Yield. 4.89% dividend rate. Membership savings account required. $1,000 minimum deposit. Not eligible for online opening. Maximum $1,000,000 per household. Rates effective 12.01.24 and subject to change at any time. Penalty for early withdrawal. Will renew to the 6-month CD if auto-renew is chosen. 
2 25-Month certificate special only. APY = Annual Percentage Yield. 3.93% dividend rate. Membership savings account required. $1,000 minimum deposit. Not eligible for online opening. Maximum $1,000,000 per household. Rates effective 12.01.24 and subject to change at any time. Penalty for early withdrawal. Will renew to the 24-month CD if auto-renew is chosen.


 
 

IRA Savings Account

TERM DIVIDEND RATE APY
N/A 1.50% 1.51%
Dividend rate is variable and may change after account is opened. Rate is accurate as of 12.01.2024. Fees may reduce earnings.