Deposit Rates




Checking and Savings Accounts




ACCOUNT TERM APY
Preferred Checking¹,2 $1,000+ 0.10%
Membership Savings Account1 N/A 0.20%
Money Market Account1 $2500-$9,999 0.35%

$10,000-$19,999 0.40%

$20,000-$99,999 0.70%

$100,000+ 0.80%
Health Savings Account1 N/A 1.00%
Christmas Club Account1 N/A 0.20%
Minor Savings Account1 N/A 0.20%
1Dividend rate is variable and may change after account is opened. Rate is accurate as of 9.1.2022. All terms are subject to change without notice.
2$1,000 minimum balance required to earn dividends. Fees may reduce earnings. 
 

CertificateS 



TERM APY APR
6 Month 0.75% 0.75%
12 Month 1.00% 1.00%
24 Month 1.25% 1.25%
36 Month 1.51% 1.50%
48 Month  1.51% 1.50%
60 Month  2.02%
2.00%
84 Month  1.51% 1.50%
Penalty will be imposed for early withdrawal. $1,000 minimum balance required. Rates current as of 9.1.2022.
                                                                                   

                                                                HSA CERTIFICATES

 
TERM APY APR
6 Month 0.75% 0.75%
12 Month 1.00% 1.00%
13 Month 1.76% 1.75%
24 Month 1.25% 1.25%
36 Month 1.51% 1.50%
48 Month  1.51% 1.50%
60 Month  2.02% 2.00%
84 Month  1.51% 1.50%
Penalty will be imposed for early withdrawal. $1,000 minimum balance required. Rates current as of 9.1.2022.


IRA Certificate Account



TERM APY APR
6 Month 0.75% 0.75%
12 Month 1.00% 1.00%
24 Month 1.25% 1.25%
36 Month 1.51% 1.50%
48 Month  1.51% 1.50%
60 Month  2.02% 2.00%
84 Month  1.51% 1.50%
Penalty will be imposed for early withdrawal. $1,000 minimum balance required. Rates current as of 9.1.2022.
 
 

IRA Savings Account



TERM APY APR
N/A 0.70% 0.70%
Dividend rate is variable and may change after account is opened. Rate is accurate as of 9.1.2022. Fees may reduce earnings.