Deposit Rates




Checking and Savings Accounts


ACCOUNT TIER DIVIDEND RATE APY
Preferred Checking¹,2 $1,000+ 0.20% 0.20%
Membership Savings Account1 N/A 0.30% 0.30%
Money Market Account1 $2,500-$19,999 1.10% 1.11%

$20,000-$49,999 1.35% 1.36%

$50,000-$99,999 1.60% 1.61%

$100,000-$249,999 1.85% 1.87%

$250,000+ 2.00% 2.02%
Health Savings Account1 N/A 1.35% 1.36%
Christmas Club Account1 N/A 0.30% 0.30%
Minor Savings Account1 N/A 0.30% 0.30%
1Dividend rate is variable and may change after account is opened. Rate is accurate as of 03.01.2023. All terms are subject to change without notice.
2$1,000 minimum balance required to earn dividends. Fees may reduce earnings. 
 

CertificateS 

TERM DIVIDEND RATE APY
6 Month 1.75% 1.76%
12 Month 2.00% 2.02%
13 Month 4.00% 4.07%
24 Month 2.50% 2.53%
36 Month 2.50% 2.53%
48 Month  2.50% 2.53%
60 Month  2.75%
2.78%
84 Month  2.50% 2.53%
Penalty will be imposed for early withdrawal. $1,000 minimum balance required. Rates current as of 03.01.2023.
                                                                                   

                                                                HSA CERTIFICATES

 
TERM DIVIDEND RATE APY
6 Month 1.75% 1.76%
12 Month 2.00% 2.02%
13 Month 4.00% 4.07%
24 Month 2.50% 2.53%
36 Month 2.50% 2.53%
48 Month  2.50% 2.53%
60 Month  2.75% 2.78%
84 Month  2.50% 2.53%
Penalty will be imposed for early withdrawal. $1,000 minimum balance required. Rates current as of 03.01.2023.


IRA Certificate Account

TERM DIVIDEND RATE APY
6 Month 1.75% 1.76%
12 Month 2.00% 2.02%
13 Month 4.00% 4.07%
24 Month 2.50% 2.53%
36 Month 2.50% 2.53%
48 Month  2.50% 2.53%
60 Month  2.75% 2.78%
84 Month  2.50% 2.53%
Penalty will be imposed for early withdrawal. $1,000 minimum balance required. Rates current as of 03.01.2023.
 
 

IRA Savings Account

TERM DIVIDEND RATE APY
N/A 1.35% 1.36%
Dividend rate is variable and may change after account is opened. Rate is accurate as of 03.01.2023. Fees may reduce earnings.
*APY = Annual Percentage Yield. Membership savings account required. $1,000 minimum deposit. Not eligible for online opening. Maximum $1,000,000 per household. Rates effective 02.01.23 and subject to change at any time. Penalty for early withdrawal. Will renew to the 12-month CD if auto-renew is chosen.