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Commercial Checking with Analysis

For larger businesses, paying fees on hundreds or thousands of monthly transactions can cut into profit margins. Commercial Checking with Analysis1 uses earnings credits - based on your company's total account balances – to drive down account activity costs. 
 
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The financial tools you need to keep your funds on track.

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Move money efficiently with Online and Mobile Banking.
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Access a wide range of cost-efficient Treasury Management services.
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Standardize purchasing procedures with IMCU debit  and credit cards.

Our digital solutions can make a world of difference.


Chances are, your business still handles a significant number of checks. But it's just as likely that your customers and business partners are moving to more digital transactions. At Indiana Members Credit Union, Commercial Checking with Analysis accounts offer the best in banking technology, with round-the-clock access to Online and Mobile Banking, mobile check deposit, and Bill Pay.
 
  • Earnings credit on balances may offset transaction fees.
  • Low $20 monthly service charge.
  • Transaction items are $0.20 each. 
  • Positive Pay available to help your business fight check fraud.
  • Free debit cards for fast online and in-store payments.
  • Online and Mobile Banking access.
  • eStatements put important financial data at your fingertips. 
  • Additional Treasury Management services available.2 Contact an IMCU business services representative for more information.
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Required Documents
 
View the information needed to open a business checking account.
























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Explore the account options that work best for your business.


























































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We can do more for you. 


Commercial Checking with Analysis customers can add cost-effective Treasury Management services2, including:

  • Wire transfers to make fast, secure electronic payments to vendors and other business partners.
  • ACH Origination to convert more of your incoming and outgoing checks payments to electronic transactions. 
  • Remote Deposit Capture allows your business to use a special scanning system to deposit incoming checks directly from your workplace.
 
Indiana Members Credit Union offers business accounts designed to help local businesses manage finances efficiently.
 
1All checking accounts require a membership savings account. Subject to credit approval. See fee schedule for complete details.
 
2Services require approval, separate agreements, and may be subject to applicable fees.