Mortgage Pre-Approval

Welcome! We are excited you are looking at IMCU to satisfy your home financing needs.

Free Mortgage Loan Pre-Approval- IMCU offers a simple process so you can receive fast pre-approval!  Armed with a pre-approval letter from IMCU, your Realtor will have the tools needed to make an offer on the home of your dreams.  Complete one of the flexible application processes below and send us your supporting income documentation and Source of Funds (PDF) and you’ll be on your way to pre-approval.

flexible application methods
There are 4 easy ways to apply for a mortgage loan with IMCU:
  • Apply by Telephone- Contact Mortgage Services at 317.817.9700 and you will be connected with a Mortgage Loan Officer
  • Apply In-Person
  • Apply Online
    • Application Process- the application process takes approximately 20 minutes. As a new user, the first step is to register to access to apply online. During the online application process you will be asked to authorize IMCU to obtain your credit report.
      • By choosing to allow IMCU to access your credit, a credit report will be pulled and imported to populate the liabilities portion of the application and your application will continue in the process.
      • By choosing not to allow IMCU to pull credit, the online application process will be halted. We urge you to contact Mortgage Services so we can address any concerns you may have, so the application process can continue.
      • Your application is important to us. If you are having trouble filling out the application, please revise recommended browser settings. If you continue to have issues, please contact Mortgage Services at 317.817.9700 to complete the process.
income documentation
Income Documentation required for Pre-Approval should support the last 2 years of employment.

Examples of documentation include:
  • Paystubs
  • W2s
  • Tax Returns
  • Award Letters and/or Bank Statements