
Personal Savings
At IMCU, Your Goals Matter.
IMCU offers a variety of savings solutions to fit your needs and set you on the path to success.
Compare Accounts
Which IMCU savings account is the best option for you?
Membership savings Account |
money market account |
health savings account |
Christmas club savings account |
minor savings account |
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Minimum Balance |
$5
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$2,500
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$0
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$5
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$5 |
Pays interest |
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Purpose |
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For those with a consumer driven health plan
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For those under 18 years | |
Convenient Debit Card |
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Free Internet/Mobile Banking | ![]() |
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Free eStatements | ![]() |
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Maintenance Fee |
![]() If account falls
below $2,500
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Current Rates
Savings Accounts | |||
---|---|---|---|
ACCOUNT | TIER | DIVIDEND RATE | APY |
Membership Savings Account² | N/A | 0.30% | 0.30% |
Money Market Account³ | $2,500-$19,999 | 1.50% | 1.51% |
$20,000-$49,999 | 1.75% | 1.76% | |
$50,000-$99,999 | 2.10% | 2.12% | |
$100,000-$249,999 | 2.50% | 2.53% | |
$250,000+ | 2.70% | 2.73% | |
Health Savings Account4 | N/A | 1.50% | 1.51% |
Christmas Club Account4 | N/A | 0.30% | 0.30% |
Minor Savings Account5 | N/A | 0.30% |
0.30%
|
Fees may reduce earnings. All terms above subject to change without notice.
²Dividend rate is variable and may change after account is opened. Rate is accurate as of 10.1.2023. Fees may reduce earnings.
³Dividend rate is variable and may change after account is opened. Rate is accurate as of 10.1.2023. $2,500 minimum balance required to earn dividends. Fees may reduce earnings.
4Dividend rate is variable and may change after account is opened. Rate is accurate as of 10.1.2023. Fees may reduce earnings.
5Dividend rate is variable and may change after account is opened. Rate is accurate as of 10.1.2023. Fees may reduce earnings.
¹ All accounts require a membership savings account.
² Dividends are compounded monthly and credited on the last day of every month.
³Approval Required.
*Standard text messaging rates may apply.