General Fees
The "General Fees" may be charged to any type of IMCU account.
| General Fees |
Fee Amount |
| NSF Check Deposit Fees: |
|
| NSF Check Dep |
$8.00 |
| NSF Check Dep 2x |
$32.00 |
| NSF Ck Dep Bus |
$32.00 |
| NSF Ck Dep Self |
$32.00 |
| NSF Check Reclear |
$5.00 |
| Foreign Ck Dep |
$7.00 |
| Dep Ck Copy Fee |
$5.00 |
| Tran Voucher Fee |
$5.00 |
| Phone Transfer |
$3.00 |
| Statement Copy |
$5.00 |
| History Copy |
$3.00 |
| Doc Research Fee |
$32.00/hour |
| Notary Fee (if over 10 pages/mo.) |
$2.00/page |
| ACH Exception Item Fee |
$5.00 |
| Wire In Fee |
$10.00 |
| Wire Transfer Fees: |
|
| Wire Out in USA |
$25.00 |
| Wire Out Foreign |
$75.00 |
| EFT Stop Payment |
$32.00 |
| EFT NSF Fee |
$32.00 |
| Legal Fee |
$50.00 |
| Money Order Fee |
$2.00 |
| Cashiers Check Fee |
$5.00 |
| VOD Fee |
$10.00 |
| Coin DepFee (member) |
5% of amount |
| Coin DepFee (non-member) |
10% of amount |
| Collection Item (svc for non-member businesses, only after 1st presentment) |
$10.00 |
| CK Cashing Fee |
$3.00 |
| FI2FI NSF Fee |
$32.00 |
| P2P Transfer Fee |
$1.00 |
| Paper Statement Fee (exempt if under age 18 & over age 60) |
$2.00 |
Savings Account Fees
| Savings Account Fees |
Fee Amount |
| Re-Open Acct Fee |
$15.00 |
| Bad Address Fee |
$1.00/mo. |
| Dormant Account Charge (no activity for 36 months, balance less than $1,000) |
$5.00 |
| Low Balance Fee (under $2,500 in Money Market at month-end) |
$5.00/mo. |
Checking Acccount Fees
| Checking Account Fees |
Fee Amount |
| NSF Clearing Fee (created by checks or electronic debits) |
$32.00 |
| Returned Ck Fee |
$32.00 |
| Stop Payment Fees: |
|
| regular or mass stop payment with signed form |
$32.00 |
| regular or mass stop payment by phone ($13 refunded when signed form received) |
$45.00 |
| Transfer Fee (overdraft protection) |
$6.00 |
| Check Copy Fees: |
|
| with clearing date |
$2.00 |
| with no clearing date or trace # |
$4.00 |
| Check Recon Fee ($16 min.) |
$32.00/hour |
| Re-Open Account Fee |
$15.00 |
| Service Charge (under $1,000 in Preferred Checking) |
$5.00 |
| Inactivity Fee (no activity for 6 months) |
$5.00/mo. |
| Check Printing Charge |
Varies |
| Fresh Start Checking |
|
| Frsh Strt Set-Up |
$25.00 |
| Frsh Strt Fee |
$10.00/mo. |
| Business Checking Fees (see separate Fee Disclosure) |
|
Debit & ATM Card Fees
| Debit & ATM Card Fees |
Fee Amount |
| Chargeback Fee |
$32.00 |
| Card Reissue Fee |
$8.00 |
| Debit/ATM NSF |
$32.00 |
| ATM Transaction Fees: |
|
| Transactions at IMCU, Allpoint and Alliance One Network ATMs |
Free |
| Transactions at Other ATMs: |
|
| Deposits |
Free |
| ATM Withdrawal Fee |
$2.50 |
| ATM Transfer Fee |
$2.50 |
| ATM Inquiry Fee |
$2.50 |
Eff. 7/1/2021 Subject to change.
