My Future Looks Bright

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SPECIAL LIMITED TIME OFFER: August 1 - September 30

Get a free pair of shades and your choice of a $10 deposit or Kids Financial Education Workbook when you open a new minor account!¹ Visit your local IMCU branch, call Member Services at 800.556.9268 or click here to get started!
  • $5 initial deposit & minimum balance
  • No monthly fee
  • Dividends earned²
  • Free affinity debit card - click for options
  • Free online banking
  • Email & text alerts³
  • Free eStatements
  • Free access to all IMCU, Alliance One, and All Point ATMs Nationwide - Click here for ATM locations 

SmartStart logo

PLUS take advantage of IMCU's financial education tool, SmartStart, a mobile banking solution that teaches your child to budget, save and earn!


TEENS BANK TOO! Get your teen started with an account, debit card or Jumpstart credit card!

Give back to your favorite local charity or school, or show your team spirit with a sports team card! It's a great way to help them learn to manage their finances! Click here to learn more about our debit cards!

Jump Start Credit Cards

Jumpstart Cards: Simple, Control, Build

¹Membership savings account required. Minor accounts only. Offer valid 8.1.2022 - 9.30.2022 only. Paperback value: $9.99. Book of similar value will be provided if above title is no longer available.
²Dividends are compounded monthly and credited on the last day of every month.
³Standard text messaging rates may apply.