1 The HomeAdvantage program is made available to you through a relationship between Indiana Members Credit Union and CU Realty Services. Program Rewards are awarded by CU Realty Services to buyers and sellers who select and use a real estate agent in the Home Advantage network. Home buyers or sellers are not eligible for Rewards if they use an agent outside this network. Using Indiana Members Credit Union for a mortgage is not a requirement to earn Rewards. Rewards amounts are dependent on the commissions paid to the agent. Indiana Members Credit Union may have specific rules on how your Rewards will be paid out. Rewards incentives are available in most states: however, are void where prohibited by law or by the lender. Please consult with your credit union to get details that may affect you. 2Rewards are awarded to buyers and sellers registered in the HomeAdvantage program before they begin their home search or sale and who use a REALTOR® from the Approved Agent network. Members who obtain an FHA loan are required to receive their HomeAdvantage Rewards at closing. Examples of Rewards amounts shown here are based on 3% commission rate. Your agent's commission rate may differ.