Home Equity Line of Credit Special Offer

¹Annual Percentage Rate. This rate (effective January 15, 2026) is a special limited time offer and subject to change without notice. This rate is only available for owner-occupied single-family residences. Certain restrictions and conditions apply. 3.9% APR applies to 30 year home equity lines of credit with an aggregate of $10,000 or more in advances between January 15, 2026 and July 31, 2026 and does not apply to refinances of existing IMCU home equity lines. After December 31, 2026, all balances convert to the variable rate APR based on an index of the Prime Rate published in Wall Street Journal. As of December 11, 2025, APRs are 6.75% (Prime Rate) to 9.25% (Prime Rate = 2.5%), with a maximum rate of 21% or highest rate allowable by law. Loan To Value is based on the Indiana Members Credit Union valuation method. For HELOCs $100,000 or greater, additional fees may be required for the appraisal, title search, flood determination and deductibility. Indiana Members Credit Union is federally insured by the National Credit Union Administration. Equal Housing Opportunity Lender. NMLS #402492.