IMCU $2,500 Closing Cost Special

In celebration of America's 250th anniversary,
we're offering a $2,500 closing cost credit!1

Take advantage of IMCU’s $2,500 Closing Cost Special, designed to help reduce out-of-pocket expenses on your mortgage loan. This limited-time offer provides a lender credit applied directly toward eligible closing costs for qualified borrowers.

Hurry! Limited-Time Offer

This offer is available to the first 250 members who close a mortgage loan on or after June 15, 2026 and meet all eligibility requirements. Once 250 loans are reached, the offer will end.

OFFER DETAILS
  • IMCU will apply up to $2,500 in lender credits toward eligible closing costs including: 
    Appraisal, credit, flood, and title fees
    Lender fees (like origination) 
  • Not eligible for: 
    Down payment
    Prepaid interest
    Mortgage insurance
    Property taxes
    Hazard or flood insurance
    Condominium or association fee

ELIGIBILITY REQUIREMENTS
 

To qualify for the $2,500 Closing Cost Credit, borrowers must:

  • Close your mortgage loan on or after June 15, 2026
  • Submit a fully executed purchase contract for purchase transactions 
  • Meet IMCU’s credit and underwriting requirements

PROPERTY requirements
 
  • Property must be the borrower’s primary residence
  • Eligible property types include:
    Single-family homes
    Condominiums
    Planned Unit Developments (PUDs) 





























1$2,500 closing cost credit available to the first 250 members who close a mortgage loan on or after June 15, 2026. Offer available on all mortgage loans for the borrower's primary residence. Purchase transactions must include a completed purchase contract. Property financed must be a Single Family Residence includes Condominium, and Planned Unit Development (PUD). Closing cost credit cannot be combined with other lender closing costs specials or discounts. If multiple discounts apply, the maximum lender credit will be $2,500. This is a limited time offer and will expire once 250 qualifying mortgage loans have closed. Lender credit will be applied toward eligible closing costs including fees paid to others (i.e. appraisal, credit, flood and title fees) as well as fees imposed by lender (origination fee). Lender credit will not be applied toward down payment, prepaid interest, mortgage insurance, property taxes, hazard or flood insurance, condominium questionnaire or association fees. Purchase Contracts containing Seller Credits designated toward a specific closing cost (i.e. Owner’s Title Policy) will be applied as stated in the Purchase Contract. All other Seller and Realtor Credits will be applied toward applicable prepaid escrow amounts. Seller and Realtor Credits exceeding the actual cost of the transaction may not be applied in their entirety. Underwriting approval and financing are subject to satisfactory documentation, including but not limited to: appraisal; verifications of employment, income and assets; credit report/credit updates and property title search. Loans not approved under these conditions will not be eligible for a $2,500 closing cost credit. Offer subject to change or end at any time. Terms and conditions apply. NMLS # 402492