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Jumpstart Credit Cards
Knowing how to manage credit helps you build a strong credit score. And that will benefit you for years to come. We support your financial journey by providing Visa® Jumpstart credit cards, designed to help members 18 to 21 years old begin building credit.1
Choose a card with a lower rate or a rewards program.
Either way, it's a jumpstart to building your credit history. These Visa® credit cards are specifically designed for you to ease into the responsibility of good credit management. The lower credit limits help you manage spending, and on-time payments play an important role in building your credit history. At Indiana Members Credit Union, we're proud to offer these credit cards to young adults to support them as they become financially independent.
There's lots to love about Visa® Jumpstart credit cards.
Manage your account through Digital Banking.
To build money management habits, set up activity and spending limits.
Add your card to your mobile wallet for fast, secure tap‑to‑pay purchases.
No annual fee, no matter which card you choose.
Visa® Platinum Jumpstart
Rewards Details
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This card offers a lower rate rather than a rewards program.
APR
- Intro rate of 3.9% APR2 for 12 months3
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After that, APR is Prime+4.49% - Prime+13.49%
Visa® Platinum Rewards Jumpstart
Rewards Details
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Earn 1 point for every $1 spent and redeem for travel, merchandise, gift cards, or cash back.
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Earn double rewards the first 12 months when you make payments on time.
APR
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Intro rate of 3.9% APR2 for 12 months3
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After that, APR is Prime+5.99% - Prime+14.99%
Find more credit cards to choose from.
If you're looking for rewards credit cards, cash-back credit cards, or cards with our lowest interest rate, check out our full lineup.
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Carry your card without carrying your card.
How does that work? Just add your IMCU Visa® Jumpstart credit card to your digital wallet. You can move through the checkout line quicker. Online purchases are just as easy, so you can check out quickly without adding your card information every time.
Open your mobile wallet to begin.
Important Phone Numbers and Payment Address
Important Phone Numbers
- Member Service: 866.570.1991
- Lost or Stolen Card: 800.449.7728 (If out of the country, call collect 727.299.2449)
- Card Activation: 800.631.3197
- PIN Now: 888.886.0083
- Rewards: 800.637.7728
Payment Address
P.O. Box 37603
Philadelphia, PA 19101-0603
Philadelphia, PA 19101-0603
Credit Card Benefits
Credit cards from Indiana Members Credit Union offer convenient purchasing power and flexibility, backed by local service with Visa® Benefits.
1Membership savings account required. Subject to credit approval.
2Annual Percentage Rate (APR) for Purchases 3.90% APR. Introductory APR for 12 months from account opening. After that, the APR is Prime+4.49% - Prime+14.99% based on creditworthiness. This APR will vary with the market based on prime rate. APR for balance transfers- 3.90% introductory rate for a period of 12 billing cycles. After that, the APR is Prime+4.49% - Prime+14.99% based on creditworthiness. This APR will vary with the market based on prime rate. Balance transfer fee of 3% with $5 minimum will apply. APR for cash advances- Prime+4.49% - Prime+14.99%, when you open your account based on creditworthiness. Cash advance fee of 4% with a $5 minimum will apply. No maximum fee for cash advances and the cash advance APR may differ from the purchase APR. This APR will vary with the market based on prime rate. Maximum rate of 25.00% APR.
3Introductory rate offer is only for New IMCU credit cards. The introductory rate does not apply to members who have had a previous credit card.
Student Loans bring your academic goals into sharper focus.
When you have your sights set on college or trade school, IMCU can help you apply for private loans through Sallie Mae®, one of the country's most trusted academic lenders. You'll find loans for trade schools, undergraduate, and graduate programs, with options for variable and fixed interest rates.