Indiana University Health
Indiana Members Credit Union was established as Indiana University Medical Center Federal Credit Union in 1956 by employees of the Indiana University Medical Center, on today’s IU Indianapolis Campus. Our partnership continues to grow, including our Affinity Debit Card that helps support the IU Health Foundation.
Everyday spending, important benefits.
Every time you use your debit card for a signature-based transaction, we contribute to the IU Health Foundation. That money supports the All The Difference Campaign, helping patients live longer and better.
Open an IMCU Free Checking Account1 and then request your Affinity Debit Card to support the IU Health Foundation. You're on your way to making a big difference in people's lives.
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Earn a $50 bonus!2
As a thank‑you for the important work you do, IU Health Employees can receive a $50 bonus when opening a new account with qualifying direct deposit. Use promo code "IMCU$50" at account opening to take advantage of this special offer.
IU Health Employees, discover the IMCU difference!
IMCU prides itself on its ability to stay true to its roots of Keeping It Simple, while offering our members valuable products and services, with friendly, competent service, and providing the most advanced technology possible.
ATMs in IU Health Hospitals
Riley Outpatient Center - Cafeteria
Riley Outpatient Center - ITM Branch (Red Elevator)
Riley Simon Family Tower - Vending Area
University Hospital - Central Elevators
Ball Memorial Hospital - Garage
Rates As High As
1.51%
APY3
1.51%
APY3
In The Community
Where we live, where we work, and where we give back. At IMCU, community comes first. Alongside Indiana Members Foundation, we support local organizations and initiatives that make a meaningful difference in the lives of those we serve.
It's a privilege to be able to help our neighbors, and that's always been our focus. We give back through grant funding, special debit card programs, fundraising events, scholarships, and hands‑on support for local organizations.
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¹All checking accounts require a membership savings account. Fees may apply for certain services. See IMCU’s fee schedule for details.
2Membership savings account, checking account and direct deposit required. Account must remain open at least 1 year or bonus will be debited at closing. At account opening, $5 will be deposited into savings to satisfy the minimum balance and the additional $45 will be deposited into savings after two payrolls have posted. Qualifying direct deposit must come from an affiliated organization of Indiana University Health. Subject to change. Annual Percentage Yield (APY) applies.
3Membership savings account required. $10,000 minimum balance required for 1.51% Annual Percentage Yield (APY). See tier rate structure for details. Dividend rate is variable and equal to 1.50%. Rate subject to change and effective as of 07.01.2026. Indiana Members is not licensed to provide tax advice.
4Annual Percentage Rate (APR) for Purchases 3.90% APR. Introductory APR for 12 months from account opening. After that, the APR is Prime+4.49% - Prime+14.99% based on creditworthiness. This APR will vary with the market based on prime rate.