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IBEW Local 16


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IBEW members can get more from IMCU.

 
You can now receive a special $200 bonus when you open a savings and checking account in addition, to your vacation savings account!1 Use promo code "200IMCU" at account opening to take advantage of this special offer online or visit one of our Evansville Branches.
 
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Discover the IMCU Difference!

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Free Checking Account with eStatements

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Free Online & Mobile Banking

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Full Array of Mortgage & Home Equity Options

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Free Instant Issue Debit Cards

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Free access to over 60,000 surcharge-free ATMs











Indiana Members Credit Union is a member-owned, not-for-profit financial institution headquartered in Indianapolis, Indiana offering 33 full-service branches and serving over 160,000+ members.

IMCU's mission and values have long been to better the lives of those we serve, through our credit union philosophy of People Helping People. Through all decisions and efforts, IMCU prides itself on its ability to stay true to its roots of Keeping It Simple, while offering our members valuable products and services, with friendly, competent service, and providing the most advanced technology possible.

As a member-owned credit union, IMCU is able to return profits to members in the form of lower loan rates and higher savings rates. 
Our rates deliver more value for your money. 
 
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Rates As Low As
3.74%
APR2
12-Month Intro
3.9%
APR3



































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Learn how to get started with your IMCU membership.

 
Watch this quick video to learn how to enroll in digital banking, set up direct deposit, access eStatements, and take advantage of member benefits available to IBEW members.
 
1Membership savings account, checking account and net payroll direct deposit required from employer. Must be an IMCU member with an active Health Savings Account (HSA). Account must remain open at least 1 year or bonus will be debited at closing. At account opening, $5 will be deposited into savings to satisfy minimum balance and the additional $195 will be deposited into savings after two payrolls have posted to the account. Cannot be combined with other offers. Subject to change. Annual Percentage Yield (APY) applies. Fees may apply for certain services. See IMCU’s fee schedule for details. 
 
2 3.74% APR available for well qualified borrowers with full relationship including savings, checking and net direct deposit into IMCU account. APR = Annual Percentage Rate. Repayment in as many as 36 months. Membership savings account required. Current IMCU loans exempt. Model years 2026 or Newer. Effective 08.01.2026 and rate subject to change. Rates may be higher based on credit score, vehicle year and loan term. If you borrowed $10,000 for 3 years, you would make 36 payments of $294.08, with a total finance charge of $587.00.
 
3Annual Percentage Rate (APR) for Purchases 3.90% APR. Introductory APR for 12 months from account opening. After that, the APR is Prime+4.49% - Prime+14.99% based on creditworthiness. This APR will vary with the market based on prime rate.