
We're Here to Help
Disaster Relief Personal Loan- This loan is available at 0% interest and is structured as a single payment loan, with the full balance due 90 days after funding. Members will need to apply and be approved for this loan. The purpose of this program is to provide members with immediate access to funds while they await assistance from FEMA, insurance settlements, or support from family members.
Please check with your branch if you need to temporarily defer loan payments or to learn about qualification requirements.
If you have been impacted by flooding in Indiana and are approved for FEMA financial assistance, Indiana Members Credit Union can receive and post your funds immediately through FedNow®.
FEMA uses the Federal Reserve's FedNow Service® through the U.S. Treasury's Digital Payout Program to deliver approved disaster relief funds directly to survivors in seconds, 24 hours a day, 7 days a week, 365 days a year. This real-time payment service provides immediate access to funds for critical needs such as food, lodging, transportation, and other emergency expenses, eliminating the delays often associated with paper checks or traditional deposits.
The Federal Reserve's FedNow Service is an instant payment network that enables participating financial institutions, including IMCU, to send and receive payments within seconds, giving members fast, secure access to their money when they need it most.
If you or someone you know has been impacted by the recent flooding, the following organizations provide information, assistance, relief funding, volunteer opportunities, and recovery resources for individuals, families, and communities across Indiana.
Assistance & Recovery Resources
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Indiana 211
Connects residents with local resources for housing, food assistance, mental health services, transportation, and other recovery support. Call 211 or visit: Indiana 211 -
Indiana Department of Homeland Security (IDHS)
A central hub for disaster recovery information, FEMA assistance updates, volunteer opportunities, and available state resources. Visit: https://www.in.gov/dhs/ -
American Red Cross
Offers emergency assistance, temporary housing support, recovery services, and disaster-related resources for affected residents. Visit: Red Cross Disaster Recovery Resources -
City of Indianapolis Flood Resources
Information on debris removal, food assistance, community resources, safety guidance, and local recovery updates. Visit: Indianapolis Flood Resources
Volunteer & Community Support
- SERVE Village
SERVE Village in Noblesville is coordinating volunteers to assist individuals and families with flood recovery efforts. Learn more or sign up to help: SERVE Village
Flood Relief Funds
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Hamilton County Community Foundation Flood Relief Fund
Provides support to local recovery efforts and organizations serving impacted communities. Learn more: Hamilton County Community Foundation -
Indianapolis Flood Relief Fund
Supports nonprofit organizations helping individuals and families affected by flooding throughout the Indianapolis area. Learn more: Indianapolis Flood Relief Fund
Additional Resources
- Indiana Storm & Flood Recovery Resources
A collection of statewide recovery information, assistance programs, and support services. Visit: Indiana Storm & Flood Recovery Resources