IMCU Digital Cards
A Digital Card is a unique 16-digit credit card or debit card that is securely saved on your device for purchases. A digital card is a convenient and secure way to protect your actual card details.
Set Up in your Digital Wallet today! Below are the common steps for Apple and Samsung Devices.
Apple Devices (iOS)
The new Tap to Add Card feature simplifies the process of adding your Visa card to your Apple Wallet and reduces the risk of fraud from data theft and phishing. Members can tap their Visa card on the back of their iPhone to seamlessly add it to their Apple Wallet.
- Open your Apple Wallet and select “Add to Wallet.”
- Hold the chip of the card near the phone and follow the prompts.
- Process complete and ready to use.
Samsung Devices
- Navigate to and open Samsung Wallet on your phone.
- Tap the "All" tab, and then tap "Payment" cards.
- If this is your first time adding a card, tap "Add credit or debit card." If you have existing cards, tap the "+" in the upper right corner, and then tap "Add credit or debit card."
- Follow the prompts.
- Process complete and ready to use.
What card controls are available?
Card Controls is found by clicking on the account the card is attached to.
- View Card Information: This feature requires step-up authentication. Once this is complete, you will be able to see your full card number, expiration date and CVV on the card.
- Card can be Locked or Unlocked
Card Management:
- Request Replacement Card
- Report Card Lost/Stolen: 800.556.9268
- Advanced Card Controls
- Communication
- Advanced Card Alerts
- Travel Notifications
- Additional Credit Card Options
- Credit Card Statements
- Balance Transfer
What is the differences between debit & credit DCI?
| Credit | Debit |
|---|---|
| Members will see the new credit card the day after it's created. | Members will see the new debit card 2 days after it's created. |
| If you report your card lost/stolen, a new card will be available in the Digital Banking app same day. | If you report your card lost/stolen, a new card will be available 24-48 hours after reported (business days). |
| Digital card expiration date will update when physical card is activated. | The digital card will expire in 30 days. When a physical card is received, members will need to update the expiration date in their wallet. |
Get flexible spending with a credit card.
Get a low introductory rate1 for 12 months on our various IMCU Visa® consumer credit cards and never pay an annual fee. You can choose to earn rewards with each purchase or go for the card with our lowest interest rate.
1Introductory rate offer is only for New IMCU consumer credit cards. The introductory rate does not apply to members who have had a previous credit card.