West Carmel Branch

Contact Hours
3975 W 106th St.
Carmel, IN 46032

Phone: 317.436.1430
Fax: 317.554.2975




Lobby Hours:
Monday - Friday: 9:00am - 5:00pm

ITM Drive-Up With Live Virtual Service Hours:
Monday - Friday: 8:00am - 7:00pm
Saturday: 9:00am - 1:00pm
Tami Watson
Branch Manager






































































































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3975 W 106th St.
Carmel, Indiana 46032
Phone: 317.554.5803
Fax: 317.554.2975

I’ve been with IMCU since March 2011, bringing over 14 years of experience in various member service and leadership roles. I began in the Teller Pool, then served as Assistant Teller Supervisor at Carmel, followed by a Teller role in Avon for 2.5 years. I later moved to Brownsburg as Assistant Teller Supervisor, where I was promoted to Account Service Representative—a position I held for six years. From there, I transitioned to Avon as a USMR III for over four years before joining the West Carmel team.

Throughout my career, I’ve remained passionate about driving business and membership growth, enhancing member satisfaction, and building strong, lasting relationships. As your personal banker, I strive to be a trusted resource—someone who listens, understands, and helps members find solutions or make confident financial decisions.

Outside of work, I love spending time with my daughter, especially exploring new places together. Sundays are often dedicated to football, and I have a deep appreciation for music across a wide range of genres.

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