It has come to our attention that your PIN that is attached to your IMCU Debit card may not work as of June 2nd. Please call 866.985.2273 from the number associated with your account to reset your PIN number.  You can set the PIN number to the same PIN number you had with Members Choice Federal Credit Union or you may choose a new one.

We sincerely apologize for the inconvenience! 

Welcome to Indiana Members Credit Union!

We are confident that you will enjoy excellent service and competitive products as a member of Indiana Members Credit Union (IMCU). We understand that you may have questions. Please review the Frequently Asked Questions (FAQs) below and contact us if you have additional questions.

merger faqs

Q: Why did the Members Choice FCU board of directors vote to merge with IMCU?

The merger benefits the members, employees and communities of both credit unions. MCFCU and IMCU share a focus of providing consumers with resources to make confident decisions and plans for their financial future. MCFCU is pleased to have found a partner in IMCU that will continue to provide you with this level of commitment and support. IMCU is poised for growth; and the geographic location of the branches aligns with IMCU’s growth plans. The teams at both MCFCU and IMCU are committed to ensuring this transition results in added value for you, our member.

Q: Who is IMCU and where are they located?

IMCU has over 139,000 members, 400+ full-time employees and 30 full service branch locations across Indiana. The credit union’s purpose is to support the communities it serves with a focus on “helping people.” This means IMCU accepts that every member is an individual with a unique situation; not just a number or credit score. For more information visit

Q: What are the biggest benefits of merging with IMCU?

IMCU’s rates, services, and branches are three of the biggest benefits.  IMCU’s financial services mirror those offered by larger financial institutions, but most decisions are made locally, at the branch level.  In addition to the Members Choice FCU branches, IMCU offers 30 other branches to serve in central Indiana.
Accessing IMCU Digital Banking

Enrolling in IMCU Digital Banking:

  • Visit and click on Login at the top
  • Click Enroll, then select the consumer banking option
  • Complete all of the enrollment registration question fields. Input the following information of the primary member: Account (Member) Number, Last Name, Date of Birth, Social Security Number, & Zip Code
  • Once successfully enrolled in Digital Banking, your new login ID will be displayed (you will be able to choose your desired login ID)
  • Click Continue
  • Select a contact option to receive a onetime Secure Access Code and submit the code
  • Enter a new password
  • For more details on Digital Banking enrollment and features visit our Digital Banking page

If you have any issues with setup, please contact 812.336.7470. We have extended call center hours the first week of June to help you through the online enrollment process. In addition, the Ellettsville Branch will have additional lobby hours the week of June 1.

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