
Meet the Commercial Services Team
Our tagline, “Keeping it Simple”, is not an empty promise; it is an intangible benefit for our commercial members. IMCU offers lines of credit to support the working capital needs of a business, term loans for real estate or equipment, commercial credit and debit cards for purchasing convenience, and online cash management services to monitor your finances. At Indiana Members Credit Union, we are big enough to help manage your business, but small enough to care about the details.




















Mike Murphy
VP, Commercial Services
Mike has extensive knowledge and expertise in small to medium size business lending including real estate, equipment and inventory financing, and working capital needs. He is also knowledgeable with treasury management products and services. Mike supports many local philanthropic organizations and in his free time enjoys spending time with family, golfing and fishing.
- Education: Bachelors of Business Administration, St. Joseph's College, 1985
- 30+ Years Industry Experience
Luke Yaeger
Market President
Luke Yaeger currently serves as Market President for Indiana Members Credit Union for the Southwest Indiana region. He previously served as President and CEO of Commerce Bank and First Light Bancorp before the successful sale of the bank to IMCU in January 2020.
He has 20 years of experience in leadership, banking and civic involvement. He holds a Bachelor of Science degree in business management from Austin Peay State University in Clarksville, TN where he also graduated from the President’s Emerging Leaders Program. He obtained a Master’s in Business Administration from the University of Southern Indiana in Evansville, IN. Mr. Yaeger is also a graduate of Louisiana State University’s Graduate School of Banking in Baton Rouge, LA.
Mr. Yaeger began his banking career at Old National Bank in Clarksville, TN and worked in in the greater Nashville market for several years. In 2004 he relocating to Evansville, IN with Old National Bank. In early 2006, Mr. Yaeger joined Commerce Bank’s management team to organize and lay the foundation for the bank’s grand opening in May of 2006. Mr. Yaeger held a variety of different roles within the bank before being named President and CEO in May of 2015.
Mr. Yaeger remains very committed to the community by being heavily involved in several local organizations. He is currently the Vice Chair of Public Policy for the Southwest Indiana Chamber of Commerce and is the past President of the Rotary Club of Evansville. Financial literacy and economic education have always been strong priorities for Yaeger and as such, he is the past Board Chair for Junior Achievement of Southwest Indiana and still serves on the board. He was also past President of Evansville Country Club and sat on the board of directors of the Indiana Banker’s Association before the sale of Commerce Bank to IMCU. He is also on the board of directors for the United Elite Football Club in Evansville, Indiana and is active in coaching youth soccer.
Bill White
Market President
Bill White has 32 years of experience in the financial services industry.
He began his career with Liberty National Bank in Louisville, KY and went on to hold senior management roles there as well as with Great Financial Bank and The Bank of Louisville. In 1998 he co-founded Independence Bancorp and served as Vice Chair, President & CEO of Independence and its successor 1st Independence Financial Group and 1st Independence Bank until their sale in 2008. Bill subsequently served as President and Chief Executive Officer of Madison Financial Corporation and Madison Bank in Richmond, KY, as founder, President & CEO of Anchor Performance Group, as founder and managing member of Pillar Capital, and as a founder of Estes Waste Solutions.
Bill gives back to his community by serving on the Southern Indiana Economic Development Council, on the board and executive committees of the Community Foundation of Southern Indiana and the River Heritage Conservancy, on the Floyd County Board of Zoning Appeals, on the Floyd County Redevelopment Commission, on the Floyd County Legacy Foundation, and as a class leader at Graceland Baptist Church. He has previously served on the board of the EKU Business Advisory Council, Southern Indiana Chamber of Commerce, The Metro United Way, Goodwill of Southern Indiana, and many others.
Career Highlights:
- Education:
- Bachelors Degree, Eastern Kentucky University
- MBA, Bellarmine University
- Faculty Member at Kentucky Bankers Association School of Banking
- 32 Years of Experience in the Financial Services Industry
Trevor J. Haley
AVP, Commercial Services
- Education: Bachelor's Degree in Economics, University of Iowa, 2006
- Men's Swimming and Diving 2002-2006
- Contributor, CUNA Lending Council Whitepaper: Macro Trends and Next-Generation Lending, June 2018

Lala R. Choudhry
Credit Analyst
- Education: Bachelor's of Science in Finance, Indiana University - Kelley School of Business, 2013
- Banking and Financial Industry since 2013
- Certifications from Bloomberg, NAGGL, Salesforce
Eric Conner
Business Loan Processor
- Education: Bachelor's Degree in Marketing, University of Indianapolis, 2011

Danny Collier
AVP, Commercial Services
Danny is qualified to offer business members lending services such as Commercial Real Estate, Lines of Credit, Equipment and other loans to help businesses achieve their goals. Danny has been with IMCU for over 12 years and has held several positions including branch staff roles, such as Account Service Representative and working in Business Development. Danny resides in Fishers with his wife Kayla, daughter Micah and their dogs, Rizzo and Gracie.
Career Highlights:
Education: Bachelor's Degree in Business Administration and Management, University of Indianapolis
2006-2010 Member of GLVC All-Academic Baseball Team
CUNA Business Lending School I and II
RMA Business Lending School
Brian Woods
Senior Commercial Loan Officer
An alumnus of the University of Southern Indiana, Brian graduated with a Bachelor of Arts in Advertising with an emphasis in Marketing. Brian is a member of the West Side Nut Club; serving as the Club’s Foundation Investment Committee Chairman, R-Men’s Varsity Club member, Junior Achievement Volunteer, and past Board Member and Board President for the Evansville Civic Theatre.
Brian Woods is a lifelong Evansville resident with more than 10 years of experience in commercial banking. Brian has proven to be a trusted resource to clients in helping them achieve their financial success with commercial lending, SBA lending, commercial deposits, and cash management.
Stephen Witting
Senior Commercial Loan Officer
Steve started his banking career as a teller, in Evansville, in 1980. Having held a number of positions in the Banking Industry Steve has predominantly been involved in commercial relationship management and now serves IMCU as a Senior Commercial Loan Officer.
He specializes in lending solutions for commercial real estate, equipment and working capital needs. Steve is involved in a number or not for profit organizations in the Evansville area and enjoys hiking, bicycling and spending time with family.
Career Highlights:
- Education
- Bachelor Degree, Indiana University
- MBA, Xavier University
- Stonier Graduate School of Banking
- 35+ Years' Experience in the Banking Industry
Ryan Kellum
Treasury Management Officer
Craig Smith
Credit Analyst
Derrick Golder
Commercial Services Assistant
- Education: Bachelor’s of Science in Business Finance, Indiana University
Heather Bibles
Portfolio Treasury Analyst
Heather has worked in the financial industry since 1997 specializing in commercial land development, residential and commercial construction, commercial & consumer lending, loan auditing & accounting. Heather holds an Associate of Arts Degree in General Studies from Indiana University and has been with IMCU since 2019.
In her spare time, Heather enjoys traveling and outdoor activities, and has a passion for animals and nature & is a self-proclaimed "foodie".
Valentina Franciscu
Credit Analyst
Email: JSMINTON@IMCU.COM
Phone: 812.748.2302