Meet the Commercial Services Team

Indiana Members Credit Union offers a full array of commercial products and services including commercial loans and deposit accounts for companies, both large and small. Our team of professionals has over 125 years of commercial banking experience. All underwriting and approvals are made locally. Indiana Members Credit Union is committed to serving our commercial members’ needs by offering customized products and services to help reach their financial goals.

Our tagline, “Keeping it Simple”, is not an empty promise; it is an intangible benefit for our commercial members. IMCU offers lines of credit to support the working capital needs of a business, term loans for real estate or equipment, commercial credit and debit cards for purchasing convenience, and online cash management services to monitor your finances. At Indiana Members Credit Union, we are big enough to help manage your business, but small enough to care about the details.

Mike Murphy
VP, Commercial Services
Luke Yaeger
Market President
Bill White
Market President
Trevor J Haley
AVP, Commercial Services
Mandy Barksdale
Treasury Services Specialist
Lala R. Choudhry
Credit Analyst
Eric Conner
Loan Processor
Danny Collier
AVP, Commercial Services
Brian Woods
Senior Commercial Loan Officer
Stephen Witting
Senior Commercial Loan Officer
Michael Killen
Senior Commercial Loan Officer
Craig Smith
Credit Analyst
Derrick Golder
Commercial Services Assistant
Heather Bibles
Portfolio Treasury Analyst
Daren Johnson
Commercial Services Officer
Valentina Franciscu
Commercial Services Officer
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5105 Madison Ave.
Indianapolis, In 46227
Phone & Fax: 317.554.8148

Mike Murphy

VP, Commercial Services

Mike has extensive knowledge and expertise in small to medium size business lending including real estate, equipment and inventory financing, and working capital needs. He is also knowledgeable with treasury management products and services. Mike supports many local philanthropic organizations and in his free time enjoys spending time with family, golfing and fishing.

Career Highlights:
  • Education: Bachelors of Business Administration, St. Joseph's College, 1985
  • 30+ Years Industry Experience

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320 Eagle Crest Dr., Suite E
Evansville, IN 47715
Phone & Fax: 812.492.1811

Luke Yaeger

Market President

Luke Yaeger currently serves as Market President for Indiana Members Credit Union for the Southwest Indiana region. He previously served as President and CEO of Commerce Bank and First Light Bancorp before the successful sale of the bank to IMCU in January 2020.

He has 20 years of experience in leadership, banking and civic involvement. He holds a Bachelor of Science degree in business management from Austin Peay State University in Clarksville, TN where he also graduated from the President’s Emerging Leaders Program. He obtained a Master’s in Business Administration from the University of Southern Indiana in Evansville, IN. Mr. Yaeger is also a graduate of Louisiana State University’s Graduate School of Banking in Baton Rouge, LA.

Mr. Yaeger began his banking career at Old National Bank in Clarksville, TN and worked in in the greater Nashville market for several years. In 2004 he relocating to Evansville, IN with Old National Bank. In early 2006, Mr. Yaeger joined Commerce Bank’s management team to organize and lay the foundation for the bank’s grand opening in May of 2006.  Mr. Yaeger held a variety of different roles within the bank before being named President and CEO in May of 2015.

Mr. Yaeger remains very committed to the community by being heavily involved in several local organizations. He is currently the Vice Chair of Public Policy for the Southwest Indiana Chamber of Commerce and is the past President of the Rotary Club of Evansville. Financial literacy and economic education have always been strong priorities for Yaeger and as such, he is the past Board Chair for Junior Achievement of Southwest Indiana and still serves on the board. He was also past President of Evansville Country Club and sat on the board of directors of the Indiana Banker’s Association before the sale of Commerce Bank to IMCU. He is also on the board of directors for the United Elite Football Club in Evansville, Indiana and is active in coaching youth soccer.

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1122 Veterans Parkway
Clarksville, IN 47129
Phone & Fax: 812.748.2301

Bill White

Market President

Bill White has 32 years of experience in the financial services industry. 

He began his career with Liberty National Bank in Louisville, KY and went on to hold senior management roles there as well as with Great Financial Bank and The Bank of Louisville.  In 1998 he co-founded Independence Bancorp and served as Vice Chair, President  & CEO of Independence and its successor 1st Independence Financial Group and 1st Independence Bank until their sale in 2008.  Bill subsequently served as President and Chief Executive Officer of Madison Financial Corporation and Madison Bank in Richmond, KY, as founder, President  & CEO of Anchor Performance Group, as founder and managing member of Pillar Capital, and as a founder of Estes Waste Solutions.

Bill gives back to his community by serving on the Southern Indiana Economic Development Council, on the board and executive committees of the Community Foundation of Southern Indiana and the River Heritage Conservancy, on the Floyd County Board of Zoning Appeals, on the Floyd County Redevelopment Commission, on the Floyd County Legacy Foundation, and as a class leader at Graceland Baptist Church.  He has previously served on the board of the EKU Business Advisory Council, Southern Indiana Chamber of Commerce, The Metro United Way, Goodwill of Southern Indiana, and many others.

Career Highlights:

  • Education:
    • Bachelors Degree, Eastern Kentucky University
    • MBA, Bellarmine University
  • Faculty Member at Kentucky Bankers Association School of Banking
  • 32 Years of Experience in the Financial Services Industry
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5105 Madison Ave.
Indianapolis, In 46227
Phone & Fax: 317.554.8170

Trevor J. Haley

AVP, Commercial Services

Trevor currently serves as an AVP, Commercial Services with Indiana Members Credit Union.  Trevor is responsible for underwriting requests as well as contributing to oversight of portfolios.  He has over 12 years of commercial credit experience and served as vice president, senior underwriter at one of the top 10 largest banks in the country prior to joining IMCU.  In addition to his duties at IMCU, he also serves on CUNA Lending Council's Member Resource Committee.  In his spare time, he enjoys spending time with family and cheering on the Colts, Pacers and Hawkeyes.

Career Highlights:
  • Education: Bachelor's Degree in Economics, University of Iowa, 2006
  • Men's Swimming and Diving 2002-2006
  • Contributor, CUNA Lending Council Whitepaper: Macro Trends and Next-Generation Lending, June 2018
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5105 Madison Ave.
Indianapolis, In 46227
Phone & Fax: 317.554.8105

Mandy Barksdale

Treasury Services Specialist

Mandy Barksdale is one of our Treasury Services Specialists. She assists Commercial Members with all aspects of their deposit needs – including Cash Management, Remote Deposit, ACH Origination, and Business Bill Pay. Mandy also acts as our Merchant Services liaison and Commercial Services Branch Trainer. Mandy has worked in the financial industry for over 10 years. Her previous work in branches and back offices has prepared her to handle matters of business and consumer lending as well as account services and training.  Mandy loves to read, travel and cook in her spare time.
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5105 Madison Ave.
Indianapolis, In 46227
Phone & Fax: 317.610.3706

Lala R. Choudhry

Credit Analyst

As a business and banking professional, Lala has held key positions dealing with loan portfolio development.  Lala assists in underwriting loan requests and promoting business for Indiana Members Credit Union. She analyzes credit for new and existing business members and assists loan officers with credit requests.

Career Highlights:
  • Education: Bachelor's of Science in Finance, Indiana University - Kelley School of Business, 2013
  • Banking and Financial Industry since 2013
  • Certifications from Bloomberg, NAGGL, Salesforce
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5105 Madison Ave.
Indianapolis, In 46227
Phone & Fax: 317.554.8192

Eric Conner

Business Loan Processor

Eric has been in the financial industry since 2011.  He began his career managing the process for residential appraisals and in operational roles at a national banking institution.  Most recently, Eric was responsible for processing SBA loans.  Currently, Eric's role includes maintaining existing loan files and working on future loan closings to ensure member satisfaction.

Career Highlights:
  • Education: Bachelor's Degree in Marketing, University of Indianapolis, 2011
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5105 Madison Ave.
Indianapolis, IN 46227
Phone & Fax: 317.554.8175

Danny Collier

AVP, Commercial Services

Danny is qualified to offer business members lending services such as Commercial Real Estate, Lines of Credit, Equipment and other loans to help businesses achieve their goals.  Danny has been with IMCU for over 12 years and has held several positions including branch staff roles, such as Account Service Representative and working in Business Development.  Danny resides in Fishers with his wife Kayla, daughter Micah and their dogs, Rizzo and Gracie.


Career Highlights:

Education: Bachelor's Degree in Business Administration and Management, University of Indianapolis

2006-2010 Member of GLVC All-Academic Baseball Team

CUNA Business Lending School I and II

RMA Business Lending School


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618 N. Saint Joseph Ave.
Evansville, IN 47712
Phone & Fax: 812.492.1817

Brian Woods

Senior Commercial Loan Officer

An alumnus of the University of Southern Indiana, Brian graduated with a Bachelor of Arts in Advertising with an emphasis in Marketing.  Brian is a member of the West Side Nut Club; serving as the Club’s Foundation Investment Committee Chairman, R-Men’s Varsity Club member, Junior Achievement Volunteer, and past Board Member and Board President for the Evansville Civic Theatre.

Brian Woods is a lifelong Evansville resident with more than 10 years of experience in commercial banking.  Brian has proven to be a trusted resource to clients in helping them achieve their financial success with commercial lending, SBA lending, commercial deposits, and cash management.

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7312 Eagle Crest Blvd.
Evansville, IN 47715
Phone & Fax: 812.492.1838

Stephen Witting

Senior Commercial Loan Officer

Steve started his banking career as a teller, in Evansville, in 1980.  Having held a number of positions in the Banking Industry Steve has predominantly been involved in commercial relationship management and now serves IMCU as a Senior Commercial Loan Officer.

He specializes in lending solutions for commercial real estate, equipment and working capital needs.  Steve is involved in a number or not for profit organizations in the Evansville area and enjoys hiking, bicycling and spending time with family. 


Career Highlights:

  • Education
    • Bachelor Degree, Indiana University
    • MBA, Xavier University
    • Stonier Graduate School of Banking
  • 35+ Years' Experience in the Banking Industry
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1122 Veterans Parkway
Clarksville, IN 47129
Phone & Fax: 812.748.2302

Michael Killen

Senior Commercial Loan Officer

Mike has over 20 years of experience in the financial industry. He has held many different roles in the past such as Branch Manager, Mortgage Department Manager, Commercial Department Manager, and is currently holding the position of Senior Commercial Loan Officer. He is very active in the community and serves as School Board Member, President of County Drainage Board, BZA and Planning and Zoning Board, Vice Chair of River Hills Board, Salvation Army Board Member, and Leadership Southern Indiana Alumni Council. In his free time he enjoys bird hunting and golfing.
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5105 Madison Ave.
Indianapolis, In 46227
Phone & Fax: 317.554.8185

Craig Smith

Credit Analyst

Craig is a graduate of Anderson University receiving a degree in Finance with a concentration in Investments. He started his career as a senior financial institution examiner, reviewing banks and credit unions for 11 years with the Indiana Department of Financial Institutions. Since joining IMCU in 2019, Craig has served as a commercial credit analyst. Craig resides in New Palestine with his wife Emily, son Ethan, and daughter June. He enjoys playing softball and basketball with his local church teams, golfing, and spending time with his wife and children.
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5105 Madison Ave.
Indianapolis, In 46227
Phone & Fax: 317.554.8102

Derrick Golder

Commercial Services Assistant

Derrick has over 20 years of experience in banking including retail banking, private banking, mortgage processing and operations, consumer and commercial loan operations. He is currently assisting in commercial loan processing and operations at IMCU.

Career Highlights:
  • Education: Bachelor’s of Science in Business Finance, Indiana University
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5105 Madison Ave.
Indianapolis, In 46227
Phone & Fax: 317.554.3034
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