Commercial Checking
Indiana Members Credit Union takes pride in building close relationships, identifying needs and delivering products and services that will assist you, our business members, and simplify your day-to-day commercial banking. IMCU offers tailored business deposit accounts to meet all business needs. From small businesses, with minimal transactions to larger businesses with higher balances, we have an account to serve all your needs.
- Free Commercial Checking
- Commercial Checking
- Commercial Checking with Dividends
The Free Commercial Checking Account1 is designed for low volume monthly transactions (less than 1,000 items per month) and is ideal for small businesses, clubs, association and non-profit groups.
- No monthly fee
- No minimum balance
- Free instant issue debit card
- Overdraft protection options²
- Free online banking
¹All checking accounts require a membership savings account
²Interest or fees may be charged when used).
³Standard text messaging rates apply
- Online check imaging available
- Email & text alerts3
- Free access to all IMCU, Alliance One, and All Point ATMs Nationwide
- Free eStatements
- Free account comparison available. Contact us!
- Determine the information needed to open an account
The Commercial Checking Account1 is tailored to fit medium to high levels of activity and moderate balances and is ideal for mid-sized businesses.
- $10 monthly maintenance fee (earnings credit may offset fees). Other per item fees may apply
- No minimum balance
- Free instant issue debit card
- Overdraft protection options²
- Free online banking
¹All checking accounts require a membership savings account
²Interest or fees may be charged when used).
³Standard text messaging rates apply
- Online check imaging available
- Email & text alerts3
- Free access to all IMCU, Alliance One, and All Point ATMs Nationwide
- Free eStatements
- Free account comparison available. Contact us!
- Determine the information needed to open an account
The Commercial Checking with Dividends1 is great for those with medium to a high level of activity, with higher balances. It is offered as an alternative to sweep accounts. Credit unions are able to pay dividends on commercial checking accounts, eliminating the need to transfer to/from a money market account.
- $10 monthly maintenance fee (pays dividends monthly that may offset fees). Other per item fees may apply
- No minimum balance
- Earns interest (based on balances)
- Free instant issue debit card
- Overdraft protection options²
- Free online banking
¹All checking accounts require a membership savings account
²Interest or fees may be charged when used)
³Standard text messaging rates apply
- Online check imaging available
- Email & text alerts3
- Free access to all IMCU, Alliance One, and All Point ATMs Nationwide
- Free eStatements
- Free account comparison available. Contact us!
- Determine the information needed to open an account
Free Commercial Checking
The Free Commercial Checking Account1 is designed for low volume monthly transactions (less than 1,000 items per month) and is ideal for small businesses, clubs, association and non-profit groups.
- No monthly fee
- No minimum balance
- Free instant issue debit card
- Overdraft protection options²
- Free online banking
¹All checking accounts require a membership savings account
²Interest or fees may be charged when used).
³Standard text messaging rates apply
- Online check imaging available
- Email & text alerts3
- Free access to all IMCU, Alliance One, and All Point ATMs Nationwide
- Free eStatements
- Free account comparison available. Contact us!
- Determine the information needed to open an account
Commercial Checking
The Commercial Checking Account1 is tailored to fit medium to high levels of activity and moderate balances and is ideal for mid-sized businesses.
- $10 monthly maintenance fee (earnings credit may offset fees). Other per item fees may apply
- No minimum balance
- Free instant issue debit card
- Overdraft protection options²
- Free online banking
¹All checking accounts require a membership savings account
²Interest or fees may be charged when used).
³Standard text messaging rates apply
- Online check imaging available
- Email & text alerts3
- Free access to all IMCU, Alliance One, and All Point ATMs Nationwide
- Free eStatements
- Free account comparison available. Contact us!
- Determine the information needed to open an account
Commercial Checking with Dividends
The Commercial Checking with Dividends1 is great for those with medium to a high level of activity, with higher balances. It is offered as an alternative to sweep accounts. Credit unions are able to pay dividends on commercial checking accounts, eliminating the need to transfer to/from a money market account.
- $10 monthly maintenance fee (pays dividends monthly that may offset fees). Other per item fees may apply
- No minimum balance
- Earns interest (based on balances)
- Free instant issue debit card
- Overdraft protection options²
- Free online banking
¹All checking accounts require a membership savings account
²Interest or fees may be charged when used)
³Standard text messaging rates apply
- Online check imaging available
- Email & text alerts3
- Free access to all IMCU, Alliance One, and All Point ATMs Nationwide
- Free eStatements
- Free account comparison available. Contact us!
- Determine the information needed to open an account