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Business Checking

Indiana Members Credit Union takes pride in building close relationships, identifying needs and delivering products and services that will assist you, our business members, and simplify your day-to-day business banking. IMCU offers tailored business deposit accounts to meet all business needs. From small businesses, with minimal transactions to larger businesses with higher balances, we have an account to serve all your needs. 
Free Business Checking
The Free Business Checking Account1 is designed for low volume monthly transactions (less than 300 items per month) and is ideal for small businesses, clubs, association and non-profit groups.
 
    • No monthly fee
    • No minimum balance
    • Free instant issue debit card
    • Overdraft protection options²
    • Free online banking
 
 
¹All checking accounts require a membership savings account 
²Interest or fees may be charged when used).
³Standard text messaging rates apply


 
Business Checking
The Business Checking Account1 is tailored to fit medium to high levels of activity and moderate balances and is ideal for mid-sized businesses.
    •  $10 monthly maintenance fee (earnings credit may offset fees). Other per item fees may apply
    • No minimum balance
    • Free instant issue debit card
    • Overdraft protection options²
    •  Free online banking
  
¹All checking accounts require a membership savings account 
²Interest or fees may be charged when used).
³Standard text messaging rates apply

 
Business Checking with Dividends
The Business Checking with Dividends1 is great for those with medium to a high level of activity, with higher balances. It is offered as an alternative to sweep accounts. Credit unions are able to pay dividends on business checking accounts, eliminating the need to transfer to/from a money market account.
  •  $10 monthly maintenance fee (pays dividends monthly that may offset fees). Other per item fees may apply
  • No minimum balance
  • Earns interest (based on balances) 
  • Free instant issue debit card
  • Overdraft protection options²
  • Free online banking
¹All checking accounts require a membership savings account 
²Interest or fees may be charged when used)
³Standard text messaging rates apply