Closed-End Fixed Home Equity Loan Program

Minimum Loan Amount


Maximum Loan Amount $100,000
Overall Limitation 80% of appraised value, less balance of 1st mortgage
Available Term 5 Years, 10 Years, 15 Years
Current Rate (80% LTV and less), 5 year term, as low as 4.5% APR*
Application Fees  A $150.00 refundable application fee is required. The fee is returned after the loan closing, if a full appraisal is not obtained.


*Offer is subject to credit approval and change without notice. Minimum 681 FICO score. Rate effective as of 11/20/12 and subject to change. Certain restrictions and conditions apply. Owner-occupied properties only. Stated rate requires an 80% or less loan-to-value. $150 application fee is refunded at closing. A $5,000 loan with a 5-year term at 4.5% APR has payments of $93.22. Longer terms and rates available. Property insurance required. Consult your tax advisor regarding deductibility. This credit union is federally insured by the National Credit Union Administration. Other rates and terms  available. Property insurance  required. Consult your tax advisor regarding deductibility.

Home Equity Early Disclosure


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