Indiana Members Credit Union Fee Disclosure
Current Fees - Effective March 1, 2010
General Fees
The "general fees" may be charged to Savings, Christmas Club, Money Market, or Checking.
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|
|
Coin Deposit Fee
(Not charged if "Business Checking Fee Schedule" applies) |
7% of amount |
| NSF Check Deposited Fees: |
|
| NSF check deposited |
$8.00 |
| NSF check deposited twice |
$30.00 |
| NSF check deposited, payor is business |
$30.00 |
| NSF check deposited, payor same as payee |
$30.00 |
| NSF check recleared |
$5.00 |
| Foreign Check Deposited Fee |
$7.00 |
| Copy of Check Deposited Fee |
$5.00 |
| Copy of Tran Voucher Fee |
$5.00 |
| Telephone Transfer Fee |
$3.00 |
| Statement Copy Fee |
$5.00 |
| History Copy Fee |
$3.00 |
| Source Document Research Fee ($15.00 min.) |
$30.00/hour |
| Wire Transfer Incoming Fee |
$10.00 |
| Wire Transfer Outgoing Fees: |
|
| Within USA |
$20.00 |
| Outside USA |
$30.00 |
| EFT Stop Payment Fee |
$30.00 |
| EFT Return Item Fee |
$30.00 |
| Crt Order/Legal/Tax Levy Fee |
$50 |
| Travelers Check Purchase Fees: |
|
| One signer |
$1.00/$100 |
| Two signer |
$2.00/$100 |
| Money Order Purchase Fee |
$3.00 |
| Cashiers Check Purchase Fee |
$5.00 |
| Verification of Deposit Fee |
$10.00 |
| Collection Item Fee (svc for non-member businesses only after 1st presentment) |
$10.00 |
| MasterMoney and ATM Card Fees: |
|
| MasterMoney Charegback Fee |
$30.00 |
| MasterMoney/ATM Reissue Fee |
$8.00 |
| MasterMoney/ATM NSF Fee |
$30.00 |
| ATM Network Transaction Fees: |
|
| Transaction at IMCU and Alliance One Network ATMs |
FREE |
| Transactions at foreign ATMs: |
|
| Deposits |
FREE |
| Withdrawals |
$2.00 |
| Transfers |
$2.00 |
| Balance Inquiries |
$2.00 |
| Point-of-Sale Fee |
$1.00 |
| Savings Account Fees |
|
| Excess Savings WD's Fee (above 3 per month) |
$3.00 |
| Re-Open Savings Account Fee |
$15.00 |
| Bad Address Fee |
$1.00 |
| Dormant Account Charge (no activity for 36 months, balance less than $1,000) |
$5.00/mo. |
| Locator Fee (annual fee for accounts with bad address and no activity during June) |
$30.00 |
| Note: See GENERAL FEES which may apply |
|
| Checking Account Fees |
|
| NSF Clearing Fee (created by checks or electronic debits) |
$30.00 |
| Returned Check Charge |
$30.00 |
| Stop Payment Fees: |
|
| Regular stop payment with signed form |
$30.00 |
| Mass stop payment with signed form |
$30.00 |
| Regular stop payment by phone ($12.00 refunded when signed form received) |
$40.00 |
| Mass stop payment by phone ($10.00 refunded when signed form received) |
$40.00 |
| Overdraft Transfer Charge |
$6.00 |
Check Copy Fees:
|
|
| With clearing date |
$2.00 |
| with no clearing date or trace # |
$4.00 |
| Checking Reconciliation Fee ($15.00 min) |
$30.00/hour |
| Re-open Checking Account Fee |
$15.00 |
| Service Charge-Balance (under $1,000 in Preferred Checking) |
$5.00 |
| Business Checking Fee |
See separate fee disclosure |
| Bill Payment Set-Up Fee |
$10.00 |
| Bill Payment Monthly Fee |
$5.95/month |
| Service Charge - Billpay - NSF |
$30.00 |
| Check Printing Charge |
Prices May Vary |
| Note: See GENERAL FEES which may apply. |
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